San Jose Car Insurance - California
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance in the Bay Area?
The average cost of car insurance in San Francisco, California, is $2,257 per year.
How much is car insurance per month in California?
Full coverage auto insurance costs an average of $172 per month, and minimum coverage costs $49 per month, on average, in California. Your rates may be higher or lower depending on your individual rating factors, according to Triple-I.
How much does car insurance cost 2020?
The average cost of car insurance in the United States is $2,388 per year or $199 per month, according to data from nearly 100,000 policyholders from Savvy. The state you live in, the level of coverage you'd like to have, and your gender, age, credit history, and driving history will be all factor into your premium.
San Jose Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $65/mo |
GEICO | $72/mo |
Mercury | $119/mo |
Nationwide | $121/mo |
American Family | $125/mo |
Around Cities
California Cities | |
|---|---|
| Los Angeles | $150/mo |
| San Diego | $101/mo |
| San Francisco | $132/mo |
| Fresno | $103/mo |
| San Jose | $100/mo |
| California | $117/mo |
San Jose Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Clearcover | 97 | $129/mo |
Mercury | 81 | $198/mo |
Travelers | 80 | $155/mo |
21st Century | 80 | $171/mo |
National General | 58 | $202/mo |
San Jose Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $407 |
| 20s | $302 |
| 30s | $210 |
| 40s | $255 |
| 50s | $273 |
| 60s | $204 |
| 70s | $156 |
| 80s | $138 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $250 |
| Speeding Ticket | $287 |
| At-Fault Accident | $308 |
| Failure to Stop for Red Light / Stop Sign | $263 |
San Jose Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $255 |
| Good | $165 |
| Average | $175 |
| Poor | $185 |
San Jose Ratings
| Cities with Most DUIs Rank | #113 |
| Cities with Most Moving Violations Rank | #150 |
| Most Popular Car in state | Honda Accord |
| Cities with Most Speeding Tickets Rank | #116 |
| Cities with Most Suspended Licenses Rank | #118 |
Averages
| San Jose Average (annual) | California Average | National Average |
| $1881 | $1865 | $1546 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1860 |
| Male | $1870 |
| Single | $1807 |
| Married | $1810 |
| Divorced | $1870 |
| Widowed | $1806 |
San Jose Info
| Major Highways | I-280,I-680,I-880 |
| Public Transit | VTA Light Rail,VTA Bus,DASH |
| Toll Roads | I-80,SR 237, |
San Jose Zipcodes
- 95101
- 95103
- 95106
- 95108
- 95109
- 95110
- 95111
- 95112
- 95113
- 95115
- 95116
- 95117
- 95118
- 95119
- 95120
- 95121
- 95122
- 95123
- 95124
- 95125
- 95126
- 95127
- 95128
- 95129
- 95130
- 95131
- 95132
- 95133
- 95134
- 95135
- 95136
- 95138
- 95139
- 95141
- 95148
- 95150
- 95151
- 95152
- 95153
- 95154
- 95155
- 95156
- 95157
- 95158
- 95159
- 95160
- 95161
- 95164
- 95170
- 95172
- 95173
- 95190
- 95191
- 95192
- 95193
- 95194
- 95196
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
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