Chicago Car Insurance - Illinois

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Does Chicago require car insurance?

Chicago drivers need to make sure their car insurance policy meets the minimum coverage requirements for the state of Illinois. Minimum auto coverage requirements for Illinois include Bodily injury liability coverage: $20,000 per person and $40,000 per accident. Property damage liability coverage: $15,000.

Which is the best car insurance in Chicago?

Answer: Geico

How much car insurance do I need in Illinois?

Required Minimum Car Insurance in Illinois

What is the minimum liability car insurance in Illinois?

You are in compliance with the law if you have liability insurance in the following minimum amounts: $25,000 for injury or death of one person in an accident. $50,000 for injury or death of more than one person in an accident. $20,000 for damage to property of another person.

Chicago Car Insurance - IllinoisChicago Car Insurance - Illinois

Chicago Cheapest Companies

Cheapest Companies
Quotes
Progressive
$48/mo
Allstate
$84/mo
State Farm
$101/mo
Travelers
$133/mo
American Family
$195/mo

Around Cities

Illinois Cities
Aurora$119/mo
Rockford$111/mo
Joliet$159/mo
Naperville$125/mo
Chicago$140/mo
Illinois$132/mo

Chicago Best Companies

Best Companies
Score ?
Quotes ?
Clearcover
97
$140/mo
American Family
89
$186/mo
Nationwide
89
$238/mo
Safeco
86
$141/mo
Liberty Mutual
82
$195/mo

Chicago Drivers by Age

Driver Age
Avg. Monthly Cost
teens$410
20s$225
30s$163
40s$170
50s$170
60s$152
70s$173
80s$214

Driving History

Driving History
Avg. Monthly Cost
No Violation$180
Speeding Ticket$213
At-Fault Accident$240
Failure to Stop for Red Light / Stop Sign$195

Chicago Scores

Credit Tie
Avg. Monthly Cost
Excellent$156
Good$188
Average$209
Poor$223

Chicago Ratings

Cities with Most DUIs Rank#17
Cities with Most Moving Violations Rank#40
Most Popular Car in stateHonda Civic
Cities with Most Speeding Tickets Rank#26
Cities with Most Suspended Licenses Rank#18

Averages

Chicago Average (yearly)Illinois AverageNational Average
$1707$1299$1563

Group by Genders

Marital Status/GenderAverage Yearly Rate
Female$1714
Male$1712
Single$1543
Married$1551
Divorced$1718
Widowed$1679

Violations

IncidentAverage Annual Rate
DWI/DUI$2622
Reckless Driving$2714
$1013$2560
$2013$2778
Speeding Ticket (16-20 mph over speed limit)$2208

Chicago Zipcodes

  • 60290
  • 60601
  • 60602
  • 60603
  • 60604
  • 60605
  • 60606
  • 60607
  • 60608
  • 60609
  • 60610
  • 60611
  • 60612
  • 60613
  • 60614
  • 60615
  • 60616
  • 60617
  • 60618
  • 60619
  • 60620
  • 60621
  • 60622
  • 60623
  • 60624
  • 60625
  • 60626
  • 60628
  • 60629
  • 60630
  • 60631
  • 60632
  • 60633
  • 60634
  • 60636
  • 60637
  • 60638
  • 60639
  • 60640
  • 60641
  • 60642
  • 60643
  • 60644
  • 60645
  • 60646
  • 60647
  • 60649
  • 60651
  • 60652
  • 60653
  • 60654
  • 60655
  • 60656
  • 60657
  • 60659
  • 60660
  • 60661
  • 60663
  • 60664
  • 60666
  • 60668
  • 60669
  • 60670
  • 60673
  • 60674
  • 60675
  • 60677
  • 60678
  • 60679
  • 60680
  • 60681
  • 60682
  • 60684
  • 60685
  • 60686
  • 60687
  • 60688
  • 60689
  • 60690
  • 60691
  • 60693
  • 60694
  • 60695
  • 60696
  • 60697
  • 60699
  • 60701

Other cities of same state

Other cities from different states

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

Compare Rates and Save

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Discounts are estimated and may not be available from every company or in every state.

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