Chicago Car Insurance - Illinois
Enter your zip code below to view companies that have cheap auto insurance rates.
Does Chicago require car insurance?
Chicago drivers need to make sure their car insurance policy meets the minimum coverage requirements for the state of Illinois. Minimum auto coverage requirements for Illinois include Bodily injury liability coverage: $20,000 per person and $40,000 per accident. Property damage liability coverage: $15,000.
Which is the best car insurance in Chicago?
Answer: Geico
How much car insurance do I need in Illinois?
Required Minimum Car Insurance in Illinois
What is the minimum liability car insurance in Illinois?
You are in compliance with the law if you have liability insurance in the following minimum amounts: $25,000 for injury or death of one person in an accident. $50,000 for injury or death of more than one person in an accident. $20,000 for damage to property of another person.
Chicago Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Progressive | $48/mo |
Allstate | $84/mo |
State Farm | $101/mo |
Travelers | $133/mo |
American Family | $195/mo |
Around Cities
Illinois Cities | |
|---|---|
| Aurora | $119/mo |
| Rockford | $111/mo |
| Joliet | $159/mo |
| Naperville | $125/mo |
| Chicago | $140/mo |
| Illinois | $132/mo |
Chicago Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Clearcover | 97 | $140/mo |
American Family | 89 | $186/mo |
Nationwide | 89 | $238/mo |
Safeco | 86 | $141/mo |
Liberty Mutual | 82 | $195/mo |
Chicago Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $410 |
| 20s | $225 |
| 30s | $163 |
| 40s | $170 |
| 50s | $170 |
| 60s | $152 |
| 70s | $173 |
| 80s | $214 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $180 |
| Speeding Ticket | $213 |
| At-Fault Accident | $240 |
| Failure to Stop for Red Light / Stop Sign | $195 |
Chicago Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $156 |
| Good | $188 |
| Average | $209 |
| Poor | $223 |
Chicago Ratings
| Cities with Most DUIs Rank | #17 |
| Cities with Most Moving Violations Rank | #40 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #26 |
| Cities with Most Suspended Licenses Rank | #18 |
Averages
| Chicago Average (yearly) | Illinois Average | National Average |
| $1707 | $1299 | $1563 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1714 |
| Male | $1712 |
| Single | $1543 |
| Married | $1551 |
| Divorced | $1718 |
| Widowed | $1679 |
Violations
| Incident | Average Annual Rate |
| DWI/DUI | $2622 |
| Reckless Driving | $2714 |
| $1013 | $2560 |
| $2013 | $2778 |
| Speeding Ticket (16-20 mph over speed limit) | $2208 |
Chicago Zipcodes
- 60290
- 60601
- 60602
- 60603
- 60604
- 60605
- 60606
- 60607
- 60608
- 60609
- 60610
- 60611
- 60612
- 60613
- 60614
- 60615
- 60616
- 60617
- 60618
- 60619
- 60620
- 60621
- 60622
- 60623
- 60624
- 60625
- 60626
- 60628
- 60629
- 60630
- 60631
- 60632
- 60633
- 60634
- 60636
- 60637
- 60638
- 60639
- 60640
- 60641
- 60642
- 60643
- 60644
- 60645
- 60646
- 60647
- 60649
- 60651
- 60652
- 60653
- 60654
- 60655
- 60656
- 60657
- 60659
- 60660
- 60661
- 60663
- 60664
- 60666
- 60668
- 60669
- 60670
- 60673
- 60674
- 60675
- 60677
- 60678
- 60679
- 60680
- 60681
- 60682
- 60684
- 60685
- 60686
- 60687
- 60688
- 60689
- 60690
- 60691
- 60693
- 60694
- 60695
- 60696
- 60697
- 60699
- 60701
Other cities of same state
- Arlington Heights Car Insurance
- Wheaton Car Insurance
- Plainfield Car Insurance
- Waukegan Car Insurance
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
