Dodge Durango Insurance Rates
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How much does it cost to insure a Dodge Durango?
The Dodge Durango is a four-wheel or all-wheel-drive SUV. It seats between seven and eight occupants, depending on the type of vehicle purchased. Consumers should know that there are two options available: rear-wheel drive and four-wheel drive. The insurance rates vary depending upon which vehicle they choose, how much coverage is needed (liability, comprehensive, collision), their credit history, where they live, and who drives the car. All driver information must be disclosed when requesting an auto insurance quote for this car make/model.
How much is Dodge car insurance?
In fact, this will make your premiums more expensive. Someone who has had one at-fault accident will pay more on average than someone with no accidents. However, if you have been driving safely and maintain a good record, then your rates should not be that high.
Are Dodge Challengers expensive to insure?
Arizona - well...I can't speak for your state specifically, but it seems like insurance rates in the desert are always higher. Generally speaking, though, cars depreciate very quickly after leaving the lot, so looking at, say, a '13 model year car should give you an idea of what something between 1-2 years old might run. If we assume that the 2013 model year Challengers start out at $28k, then another two years brings us to $16k - $18k...which would be about where I'd expect to see one in the $15,000 - $20,000 range.
Is a Dodge Durango a multipurpose vehicle?
Yes, if you define it as a vehicle that's good for carrying many types of cargo. If you define it as something that can serve in an off-road capacity like an SUV, then no, but the majority of SUVs are not all-terrain vehicles
Dodge Durango Trims Available
| Dodge Durango Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Special Service 2WD | $1446 | $718 | $120 |
| SXT 2WD | $1487 | $740 | $123 |
| Pursuit AWD | $1497 | $748 | $124 |
| GT 2WD | $1532 | $764 | $127 |
| SXT AWD | $1519 | $766 | $127 |
| GT AWD | $1581 | $785 | $133 |
| Citadel 2WD | $1609 | $806 | $134 |
| R/T 2WD | $1620 | $810 | $135 |
| Citadel AWD | $1658 | $829 | $138 |
| R/T AWD | $1675 | $836 | $138 |
| SRT AWD | $1790 | $895 | $149 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Durango | $332 | $544 | $395 | $1418 |
| 2019 Dodge Durango | $320 | $534 | $403 | $1424 |
| 2018 Dodge Durango | $308 | $530 | $418 | $1424 |
| 2017 Dodge Durango | $297 | $506 | $433 | $1389 |
| 2016 Dodge Durango | $285 | $489 | $441 | $1372 |
| 2015 Dodge Durango | $270 | $456 | $456 | $1340 |
| 2014 Dodge Durango | $263 | $429 | $461 | $1299 |
| 2013 Dodge Durango | $250 | $383 | $458 | $1253 |
| 2012 Dodge Durango | $232 | $349 | $462 | $1196 |
| 2011 Dodge Durango | $225 | $329 | $463 | $1188 |
| 2009 Dodge Durango | $201 | $283 | $481 | $1125 |
| 2008 Dodge Durango | $199 | $259 | $484 | $1107 |
| 2007 Dodge Durango | $184 | $238 | $481 | $1064 |
| 2006 Dodge Durango | $175 | $215 | $475 | $1017 |
| 2005 Dodge Durango | $170 | $192 | $466 | $998 |
| 2004 Dodge Durango | $166 | $190 | $463 | $985 |
| 2003 Dodge Durango | $162 | $180 | $450 | $962 |
| 2002 Dodge Durango | $149 | $170 | $450 | $930 |
| 2001 Dodge Durango | $146 | $162 | $443 | $904 |
Crash Tests Ratings
| Vehicle Tested | Overall Rating | Frontal Crash | Side Crash | Rollover |
|---|---|---|---|---|
| 2021 Dodge Durango SUV RWD | N/R | N/R | 5 stars | 4 stars |
| 2021 Dodge Durango SRT SUV AWD | N/R | N/R | N/R | N/R |
| 2021 Dodge Durango Pursuit SUV AWD | N/R | N/R | N/R | N/R |
| 2021 Dodge Durango SUV 4WD | N/R | N/R | 5 stars | 3 stars |
| 2020 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Dodge Durango SRT SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Dodge Durango SRT SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Durango SRT SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2015 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2015 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2014 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2014 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2013 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2013 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2012 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2012 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2011 Dodge Durango SUV RWD | N/R | N/R | N/R | N/R |
| 2011 Dodge Durango SUV 4WD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1014 | $2698 | $224 |
| $498 | $3169 | $266 | |
| $250 | $3664 | $301 | |
| 30 | $1012 | $1424 | $117 |
| $504 | $1672 | $139 | |
| $252 | $1945 | $159 | |
| 40 | $1006 | $1361 | $115 |
| $501 | $1585 | $134 | |
| $249 | $1841 | $154 | |
| 50 | $1009 | $1241 | $104 |
| $504 | $1439 | $121 | |
| $252 | $1664 | $139 | |
| 60 | $1011 | $1215 | $102 |
| $503 | $1434 | $118 | |
| $250 | $1634 | $136 |
Cost by Location
| City/State | Annual Rate | Monthly Rate |
|---|---|---|
| New York, NY | $2985 | $248 |
| Philadelphia, PA | $2627 | $219 |
| Los Angeles, CA | $2583 | $218 |
| San Francisco, CA | $2251 | $188 |
| San Jose, CA | $1854 | $153 |
| Phoenix, AZ | $1784 | $148 |
| San Diego, CA | $1756 | $147 |
| Jacksonville, FL | $1747 | $146 |
| Chicago, IL | $1685 | $140 |
| Dallas, TX | $1672 | $140 |
| Houston, TX | $1640 | $139 |
| Indianapolis, IN | $1576 | $131 |
| San Antonio, TX | $1479 | $123 |
| Austin, TX | $1404 | $117 |
| Columbus, OH | $1155 | $97 |
Cost by State
| U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1349 | $669 | $111 |
| Alaska | $1250 | $625 | $104 |
| Arizona | $1429 | $715 | $121 |
| Arkansas | $1528 | $768 | $127 |
| California | $1759 | $875 | $147 |
| Colorado | $1711 | $857 | $142 |
| Connecticut | $1742 | $868 | $146 |
| Delaware | $1743 | $872 | $145 |
| Florida | $2159 | $1082 | $180 |
| Georgia | $1651 | $824 | $137 |
| Hawaii | $1279 | $634 | $105 |
| Idaho | $1073 | $533 | $88 |
| Illinois | $1141 | $563 | $95 |
| Indiana | $1169 | $578 | $97 |
| Iowa | $1053 | $526 | $87 |
| Kansas | $1385 | $698 | $115 |
| Kentucky | $1792 | $904 | $151 |
| Louisiana | $2351 | $1176 | $198 |
| Maine | $1018 | $508 | $85 |
| Maryland | $1482 | $733 | $123 |
| Massachusetts | $1341 | $671 | $111 |
| Michigan | $2888 | $1424 | $239 |
| Minnesota | $1416 | $706 | $117 |
| Mississippi | $1426 | $711 | $118 |
| Missouri | $1391 | $701 | $118 |
| Montana | $1451 | $735 | $121 |
| Nebraska | $1254 | $629 | $106 |
| Nevada | $1782 | $885 | $150 |
| New Hampshire | $1159 | $579 | $96 |
| New Jersey | $1538 | $774 | $128 |
| New Mexico | $1368 | $693 | $114 |
| New York | $1756 | $875 | $149 |
| North Carolina | $1091 | $539 | $91 |
| North Dakota | $1218 | $619 | $103 |
| Ohio | $1066 | $539 | $90 |
| Oklahoma | $1714 | $854 | $144 |
| Oregon | $1398 | $708 | $118 |
| Pennsylvania | $1395 | $699 | $117 |
| Rhode Island | $1889 | $942 | $160 |
| South Carolina | $1466 | $739 | $123 |
| South Dakota | $1307 | $656 | $110 |
| Tennessee | $1312 | $659 | $110 |
| Texas | $1553 | $776 | $130 |
| Utah | $1305 | $651 | $109 |
| Vermont | $1098 | $556 | $93 |
| Virginia | $1023 | $518 | $85 |
| Washington | $1248 | $627 | $104 |
| West Virginia | $1410 | $713 | $120 |
| Wisconsin | $1171 | $577 | $97 |
| Wyoming | $1409 | $706 | $119 |
Diversity
| Insurance Coverage Category | Loss Rate |
|---|---|
| Collision | N/A |
| Property Damage | N/A |
| Comprehensive | N/A |
| Personal Injury | N/A |
| Medical Payment | N/A |
| Bodily Injury | N/A |
| Source: Insurance Institute for Highway Safety |
Other Dodge models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
