Honda Element Insurance Rates

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Is Honda Element expensive to insure?

This vehicle is not necessarily costlier to insure, but it also will have a higher premium due to being more expensive to purchase or lease. It's important to get at least three quotes from different insurance carriers in order to get the lowest monthly premiums. In addition, if you already own an Element and get a quote for a larger one, make sure you pass along details of your policy history since there may be a discount applied.

Which elements are included in car insurance?

The compulsory insurance is made up of the legal minimum of civil liability, which provides coverage for third-party damages in case you are responsible. This is regulated by law and includes bodily injury, death of one person, permanent disability, temporary disability, and material damage of another car owner. Then there's also recovery assistance with recovery expenses if you had an accident or breakdown on a motorway.

Why are Hondas expensive insurance?

Honda is one of the most popular cars makes in America. But are Hondas really expensive cars to insure? Check out this article about why Honda insurance rates are so high!

What cars are considered luxury for insurance?

Luxury cars are those that have a high-price tag and come with more features. You can also see these as ''high-end'' or ''premium'' cars. Generally speaking, luxury car brands include BMW, Mercedes Benz, Lexus, Audi, Acura, and Infinity -- just to name a few.

Honda ElementHonda Element

Honda Element Trims Available

Model and Trim Annual Premium Monthly Premium
Honda Element LX 2WD $1084 $90
Honda Element LX 4WD $1072 $90
Honda Element EX 2WD $1111 $93
Honda Element EX 4WD $1099 $92
Honda Element SC 2WD $1117 $92

Model by Year

Model Year Comprehensive Collision Liability Total Premium
2011 Honda Element $192 $295 $464 $1106
2010 Honda Element $185 $273 $480 $1086
2009 Honda Element $173 $255 $474 $1061
2008 Honda Element $167 $230 $478 $1027
2007 Honda Element $155 $212 $480 $1004
2006 Honda Element $147 $191 $477 $965
2005 Honda Element $144 $170 $474 $939
2004 Honda Element $141 $166 $461 $925
2003 Honda Element $138 $160 $451 $909

Cost by State

State Premium Compared to U.S. Avg Percent Difference
Alabama $1012 $107 -9.7%
Alaska $860 $260 -23.5%
Arizona $931 $189 -17.0%
Arkansas $1119 -$0 0.0%
California $1276 $156 14.1%
Colorado $1069 $51 -4.6%
Connecticut $1150 $30 2.7%
Delaware $1267 $148 13.4%
Florida $1399 $280 25.3%
Georgia $1030 $89 -8.1%
Hawaii $803 $316 -28.7%
Idaho $756 $363 -32.9%
Illinois $833 $286 -25.9%
Indiana $842 $278 -25.1%
Iowa $754 $365 -33.1%
Kansas $1063 $57 -5.2%
Kentucky $1525 $406 36.7%
Louisiana $1655 $535 48.5%
Maine $689 $430 -38.9%
Maryland $923 $197 -17.8%
Massachusetts $896 $223 -20.2%
Michigan $1943 $823 74.6%
Minnesota $935 $185 -16.7%
Mississippi $1338 $219 19.9%
Missouri $992 $128 -11.6%
Montana $1201 $81 7.3%
Nebraska $884 $235 -21.3%
Nevada $1338 $219 19.9%
New Hampshire $805 $314 -28.5%
New Jersey $1251 $132 12.0%
New Mexico $992 $128 -11.6%
New York $1178 $59 5.4%
North Carolina $645 $475 -43.0%
North Dakota $915 $205 -18.6%
Ohio $771 $349 -31.6%
Oklahoma $1148 $28 2.5%
Oregon $1024 $95 -8.6%
Pennsylvania $1067 $53 -4.8%
Rhode Island $1493 $373 33.8%
South Carolina $1014 $105 -9.5%
South Dakota $945 $174 -15.8%
Tennessee $979 $140 -12.7%
Texas $1349 $229 20.8%
Utah $829 $290 -26.3%
Vermont $767 $353 -31.9%
Virginia $669 $450 -40.8%
Washington $864 $256 -23.1%
West Virginia $1024 $95 -8.6%
Wisconsin $775 $345 -31.2%
Wyoming $998 $122 -11.1%

Other Honda models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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