Austin Car Insurance - Texas

Enter your zip code below to view companies that have cheap auto insurance rates.

How much does car insurance cost in Austin TX?

The answer varies widely depending on a person's driving record, type of car, credit history, and many other factors. The average cost for a full coverage insurance policy in Texas is about $115 per month. For the Mercedes-Benz S550 4MATIC, that would mean around $1680/year or roughly ~$140 per month. In reality, it could be much higher depending on how risky you are behind the wheel and your insurer's assessment of that risk.

How much is car insurance in Texas Monthly?

It depends on whether you are looking for term or whole life insurance, as well as the type of policy you are thinking about buying. Term policies are much cheaper than permanent types but expire at a specified date unless they are renewed.

Is car insurance in Texas expensive?

Generally, automobile insurance coverage in Texas is moderately priced compared to other states. u00c2 However, each insurer sets its own rate, so there can be wide variations among companies and quotes. u00c2 You will want to compare at least three insurance quotes before making your decision. u00c2 While some insurers offer great rates on automobiles, they do not provide discounts on homeowners' policies or vice versa.

How much is insurance for a $1000 car?

Let's say the car is a Scion TC, and it's in NY.

Austin Car Insurance - TexasAustin Car Insurance - Texas

Austin Cheapest Companies

Cheapest Companies
Quotes
Progressive
$150/mo
State Farm
$160/mo
Nationwide
$177/mo
Direct Auto
$183/mo
Mercury
$216/mo

Around Cities

Texas Cities
Houston$224/mo
San Antonio$227/mo
Dallas$259/mo
Fort Worth$205/mo
Austin$205/mo
Texas$223/mo

Austin Best Companies

Texas Cities
Houston$224/mo
San Antonio$227/mo
Dallas$261/mo
Fort Worth$204/mo
Austin$204/mo
Texas$222/mo

Age Group

Age bracketAverage Annual Rate
Teenagers$3697
20s$1869
30s$1419
40s$1374
50s$1247
60s$1291
70s$1583

Credit Scores

Credit LevelAverage Rate (annual)
Very Poor$3011
Fair$1791
Good$1421
Very Good$1338
Exceptional$1165

Austin Ratings

Cities with Most DUIs Rank#20
Cities with Most Moving Violations Rank#58
Most Popular Car in stateToyota Corolla
Cities with Most Speeding Tickets Rank#59
Cities with Most Suspended Licenses Rank#126

Averages

Austin Average (annual)Texas AverageU.S. Average
$1420$1419$1549

Group by Genders

Gender/Marital StatusAverage Yearly Rate
Female$1415
Male$1443
Single$1346
Married$1334
Divorced$1435
Widowed$1301

Austin Info

Major HighwaysI-35,U.S. 290,SH 71
Public TransitMetroRail,MetroBus,MetroRapid
Toll Roads183A Toll Road,290 Toll Road,Loop 1 Toll

Austin Zipcodes

  • 73301
  • 73344
  • 78701
  • 78702
  • 78703
  • 78704
  • 78705
  • 78708
  • 78709
  • 78710
  • 78711
  • 78712
  • 78713
  • 78714
  • 78715
  • 78716
  • 78717
  • 78718
  • 78719
  • 78720
  • 78721
  • 78722
  • 78723
  • 78724
  • 78725
  • 78726
  • 78727
  • 78728
  • 78729
  • 78730
  • 78731
  • 78732
  • 78733
  • 78734
  • 78735
  • 78736
  • 78737
  • 78738
  • 78739
  • 78741
  • 78742
  • 78744
  • 78745
  • 78746
  • 78747
  • 78748
  • 78749
  • 78750
  • 78751
  • 78752
  • 78753
  • 78754
  • 78755
  • 78756
  • 78757
  • 78758
  • 78759
  • 78760
  • 78761
  • 78762
  • 78763
  • 78764
  • 78765
  • 78766
  • 78767
  • 78768
  • 78769
  • 78772
  • 78773
  • 78774
  • 78778
  • 78779
  • 78780
  • 78781
  • 78783
  • 78785
  • 78786
  • 78788
  • 78789
  • 78798
  • 78799

Other cities of same state

Other cities from different states

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

Compare Rates and Save

Find companies with the cheapest rates in your area

Discounts are estimated and may not be available from every company or in every state.

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