Scottsdale Car Insurance - Arizona
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How much is car insurance in Scottsdale?
Drivers in the city pay around $1,184 per year. In comparison, Scottsdale's average rate is 7.7% lower than the state average. Scottsdale policyholders also pay 16.8% less than the nationwide average annual premium.
Is Arizona car insurance higher?
No, actually, I live in Washington, and mine was $420.
Is car insurance expensive in Phoenix?
It's expensive in Phoenix, yes. Unless you're purchasing your car insurance through Geico or Allstate, they can be more than $1,000 a year per person when you include the surcharges for registration and optional things like snow tires. If you do buy with them, though, check in with your agent periodically- it's possible their rates will change by the end of the year.

Scottsdale Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $53/mo |
Allstate | $122/mo |
Travelers | $140/mo |
The General | $190/mo |
American Family | $196/mo |
Around Cities
Arizona Cities | |
|---|---|
| Phoenix | $196/mo |
| Tucson | $147/mo |
| Mesa | $165/mo |
| Chandler | $143/mo |
| Scottsdale | $141/mo |
| Arizona | $158/mo |
Scottsdale Best Companies
Arizona Cities | |
|---|---|
| Phoenix | $196/mo |
| Tucson | $148/mo |
| Mesa | $163/mo |
| Chandler | $141/mo |
| Scottsdale | $140/mo |
| Arizona | $159/mo |
Age Group
| Age tier | Average Annual Rate |
| Teenagers | $6725 |
| 20s | $2152 |
| 30s | $1551 |
| 40s | $1497 |
| 50s | $1411 |
| 60s | $1479 |
| 70s | $1878 |
Credit Scores
| Credit Level | Average Rate (annual) |
| Very Poor | $3556 |
| Fair | $1956 |
| Good | $1592 |
| Very Good | $1454 |
| Exceptional | $1292 |
Scottsdale Ratings
| Cities with Most DUIs Rank | #4 |
| Cities with Most Moving Violations Rank | #11 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #3 |
| Cities with Most Suspended Licenses Rank | #30 |
Averages
| Scottsdale Average (yearly) | Arizona Average | United States Average |
| $1599 | $1463 | $1546 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1619 |
| Male | $1602 |
| Single | $1471 |
| Married | $1452 |
| Divorced | $1593 |
| Widowed | $1507 |
Violations
| Incident/Violation | Average Annual Rate |
| DWI/DUI | $2494 |
| Reckless Driving | $2289 |
| $1001 | $2020 |
| $2021 | $2335 |
| Speeding Ticket (16-20 mph over speed limit) | $2039 |
Scottsdale Info
| Major Highways | SR 101,, |
| Public Transit | Valley Metro Bus,, |
Scottsdale Zipcodes
- 85250
- 85251
- 85252
- 85254
- 85255
- 85256
- 85257
- 85258
- 85259
- 85260
- 85261
- 85262
- 85266
- 85267
- 85271
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.