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Is Insurify any good?

Yes. And it's free, too.

Why did my insurance send me a check?

People with policies through UnitedHealthcare receive a check in the mail because there are two claims on their accounts. One claim is an explanation of benefits, but it doesn't show anything about your out-of-pocket costs or what you paid for your care. The other is the actual claim showing what you paid to the provider. If you used more than one provider for your treatment, each will have separate charges and may need to file a separate claim. If the second claim isn't received by UnitedHealthcare within 90 days of when it was filed, they'll send you a check for the remaining balance due on that claim.

Why did Geico send me a check?

Geico might have recently sent you a check for your ''Premium Discount.'' In January 2007, Geico began making this offer to selected current and former policyholders who were eligible for a premium discount. This fact sheet explains what your suitability review is about and how the program may affect you.

Can I get a check from insurance instead of fixing my car?

If the incident isn't too bad, sometimes you're able to get a check from your insurance and not have your car fixed. The value of this depends on how much damage is done. If it's just fog lights or something like that, you might be able to do this, but if there are dents and scratches, getting a check probably isn't worth it. Fixing your car can cost around $100-200 for minor repairs such as the ones mentioned above, so go by that number when deciding whether or not to fix or just take a check. Make sure you read all the small print in your policy, though, because some may not cover things like tire damage and other small damages to the body of your car.

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Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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