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Is it compulsory to buy insurance for car?

This is a question still being asked by many car owners. In fact, most people who have their own cars do not know whether it is compulsory for them to purchase auto insurance or not. This article aims to give you a complete guide on what you need to know about this subject. First of all, it is important to remember that the legality of using a vehicle on Malaysian roads comes with certain conditions and responsibilities towards road safety. One way that you can show responsibility as a driver is by making sure your car insurance policy is up-to-date and valid at all times.

Which insurance is important for car?

Which kind of insurance policy is very important for the car when it comes to security and protection? Will the normal motor insurance policy do the work, or do we need something more than that? An accident can result in total damage to your car, and you might not be able to afford such a big loss. Many people think that their regular car insurance will take care of everything, but this is not true. There are many components in your car; we cannot mention them all here in brief. You can get full information about each and every component and its importance in getting full coverage in case of an accident. Therefore, read the complete article carefully so that you can protect yourself from any future problem related to your vehicle.

What is basic in car insurance?

Your car insurance policy always includes four basic types of coverage, spelled out on your declarations page. These coverages are liability, personal injury protection, comprehensive, and collision. Liability protects you by covering the medical bills and damage to other people's property that you may cause if you get into an accident; PIP covers injuries caused to yourself or passengers; comprehensive takes care of damages not related to a crash (such as hail), and collision pays for repair costs when your car is damaged in a wreck (and sometimes theft).

Which policy is best for car?

To help you decide which policy is best for your car, we've compared the motor insurance policies offered by six major insurers u2013 Ensure, Hastings Direct, Churchill, Direct Line, Ageas, and Swiftcover. All the providers offer third-party coverage only (no collision or comprehensive) and provide a combined single limit of u00a31 million in cover.

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