Fiat 500L Insurance Rates
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Are Fiats expensive to insure?
Fiats are among the cheapest cars to insure; however, if they're older and more likely to be in a crash, insurance rates might be higher.
How much does it cost to insure a Fiat 500x?
On average, an annual insurance policy for a Fiat 500x costs $1,079. This is higher than the national average of $1,036. Depending on where you live and park your car(s) overnight, this number can fluctuate a lot. For example, in Baltimore city, drivers would pay about 60% more to insure their 500x vs. living outside city limits in Maryland or elsewhere in the U.S. The biggest factor affecting this price is your location and driving history, followed by the model year of the vehicle and its modifications (if any). Other factors such as your age, gender, and marital status come into play, but they usually do not amount to a substantial difference when it comes to cost.
Are Fiat 500L reliable?
The Fiat 500L is a larger version of the popular Fiat 500, which was introduced in 2007. The 500L was first released in 2012 and has been improved since this original release. It comes with several engine options, including a 1.4-liter petrol engine, a 1.3-liter diesel engine, and an electric version that were created to meet various emissions standards throughout Europe. As it's not as old as other car manufactures models, the reliability of the Fiat 500L has yet to be established by JD Power surveys; however initial reports are positive.
Fiat 500L Trims Available
| Fiat 500L Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Trekking 2WD | $1118 | $558 | $93 |
| Pop 2WD | $1124 | $554 | $93 |
| Lounge 2WD | $1163 | $584 | $98 |
Cost Summary
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $2577 | $215 |
| Safe Driver Age 20 | $2238 | $188 |
| At-fault Accidents Age 40 | $1593 | $134 |
| Low Deductibles Age 40 | $1430 | $120 |
| Safe Driver Age 30 | $1175 | $98 |
| Safe Driver Age 40 | $1135 | $94 |
| Safe Driver Age 50 | $1027 | $86 |
| Safe Driver Age 60 | $1009 | $85 |
| High Deductibles Age 40 | $973 | $81 |
| Discount Rate Age 40 | $938 | $78 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 FIAT 500L | $271 | $482 | $441 | $1375 |
| 2019 FIAT 500L | $259 | $480 | $450 | $1375 |
| 2018 FIAT 500L | $248 | $464 | $470 | $1359 |
| 2017 FIAT 500L | $239 | $448 | $487 | $1364 |
| 2016 FIAT 500L | $225 | $435 | $504 | $1349 |
| 2015 FIAT 500L | $220 | $402 | $514 | $1325 |
| 2014 FIAT 500L | $208 | $381 | $514 | $1284 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1232 | $134 | -9.8% |
| Alaska | $1047 | $319 | -23.3% |
| Arizona | $1135 | $231 | -16.9% |
| Arkansas | $1366 | -$0 | 0.0% |
| California | $1553 | $187 | 13.7% |
| Colorado | $1302 | $64 | -4.7% |
| Connecticut | $1400 | $34 | 2.5% |
| Delaware | $1543 | $177 | 13.0% |
| Florida | $1707 | $341 | 24.9% |
| Georgia | $1260 | $106 | -7.7% |
| Hawaii | $979 | $387 | -28.2% |
| Idaho | $925 | $441 | -32.2% |
| Illinois | $1015 | $351 | -25.6% |
| Indiana | $1029 | $337 | -24.6% |
| Iowa | $919 | $447 | -32.6% |
| Kansas | $1294 | $72 | -5.3% |
| Kentucky | $1859 | $493 | 36.0% |
| Louisiana | $2020 | $654 | 47.8% |
| Maine | $842 | $524 | -38.3% |
| Maryland | $1125 | $241 | -17.6% |
| Massachusetts | $1089 | $277 | -20.2% |
| Michigan | $2369 | $1003 | 73.2% |
| Minnesota | $1141 | $225 | -16.5% |
| Mississippi | $1635 | $269 | 19.6% |
| Missouri | $1212 | $154 | -11.2% |
| Montana | $1468 | $102 | 7.4% |
| Nebraska | $1077 | $289 | -21.1% |
| Nevada | $1635 | $269 | 19.6% |
| New Hampshire | $983 | $383 | -27.9% |
| New Jersey | $1526 | $160 | 11.7% |
| New Mexico | $1206 | $160 | -11.7% |
| New York | $1438 | $72 | 5.3% |
| North Carolina | $786 | $580 | -42.4% |
| North Dakota | $1117 | $249 | -18.1% |
| Ohio | $941 | $425 | -31.0% |
| Oklahoma | $1400 | $34 | 2.5% |
| Oregon | $1250 | $116 | -8.5% |
| Pennsylvania | $1300 | $66 | -4.8% |
| Rhode Island | $1821 | $455 | 33.2% |
| South Carolina | $1236 | $130 | -9.5% |
| South Dakota | $1153 | $213 | -15.6% |
| Tennessee | $1195 | $171 | -12.6% |
| Texas | $1643 | $277 | 20.2% |
| Utah | $1009 | $357 | -26.0% |
| Vermont | $933 | $433 | -31.6% |
| Virginia | $816 | $550 | -40.2% |
| Washington | $1053 | $313 | -22.8% |
| West Virginia | $1252 | $114 | -8.3% |
| Wisconsin | $943 | $423 | -30.8% |
| Wyoming | $1214 | $152 | -11.1% |
Other Fiat models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
