Miami Beach Car Insurance - Florida

Enter your zip code below to view companies that have cheap auto insurance rates.

What is the average cost of car insurance in Miami FL?

There are many factors that influence how much you will pay for your car insurance policy. The main factors include the location, vehicle, and age of the driver. This article takes a closer look at each of these to help our readers find an idea of what they can expect their rates to be.

Why is Miami insurance so expensive?

However, it seems like Florida is not actually one of the states with higher insurance rates. Florida ranks 25th among all 50 states with regard t the most expensive premiums for auto insurance.

Is car insurance expensive in Miami?

Miami is known for its beautiful beaches, lovely women, and plenty of sunshine. Unfortunately, Miami also has a reputation as one of the most expensive places to live in the United States. In fact, Miami was number 10 on a recent Forbes list of ''America's Most Miserable Cities''. So it should come as no surprise that car insurance rates are higher here than they are elsewhere in the country u2013 about 41% higher.[1] The average cost of auto insurance in Miami is $3,319 annually

How much is car insurance per month in Florida?

Florida is one of the most expensive states to live in, and it's one of the worst in terms of car insurance costs.

Miami Beach Car Insurance - FloridaMiami Beach Car Insurance - Florida

Miami Beach Cheapest Companies

Cheapest Companies
Quotes
Bristol West
$173/mo
AssuranceAmericaEconomy
$211/mo
AssuranceAmerica
$213/mo
National General
$222/mo
Safeco
$267/mo

Around Cities

Florida Cities
Jacksonville$211/mo
Miami$456/mo
Tampa$483/mo
Orlando$235/mo
Miami Beach$294/mo
Florida$339/mo

Miami Beach Best Companies

Florida Cities
Jacksonville$212/mo
Miami$460/mo
Tampa$488/mo
Orlando$235/mo
Miami Beach$295/mo
Florida$335/mo

Miami Beach Ratings

Cities with Most DUIs Rank#112
Cities with Most Moving Violations Rank#159
Most Popular Car in stateHonda Civic
Cities with Most Speeding Tickets Rank#142
Cities with Most Suspended Licenses Rank#162

Miami Beach Zipcodes

  • 33109
  • 33119
  • 33139
  • 33140
  • 33141
  • 33154
  • 33239

Other cities of same state

Other cities from different states

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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