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What are the 3 types of car insurance?

There are 3 types of car insurance: ''liability,'' ''personal injury protection'' (PIP), and ''collision coverage.''

Is parked car insurance cheaper?

No, it's not.

Is it cheaper to be under your parents car insurance?

This is a question we get often, and it's easy to understand why. Young people are constantly told that they need their own car insurance policy as soon as possible because the rates they pay will be much lower than if they were on their parent's plan.

What is the difference between comprehensive and collision insurance?

Comprehensive and collision are both types of car insurance coverage. Collision is the physical damage to your car resulting from a collision with another vehicle, object, or natural cause such as a tree branch. Comprehensive covers the loss of your car due to causes other than physical damage, including but not limited to fire theft or vandalism. Comprehensive claims are usually settled for the actual cash value of the insured item-which is far less than if it were repaired. Most states do not require you to have comprehensive and collision on your auto policy; however, in most cases, it's illegal to drive without it since Provinces have requirements for third-party liability coverage, which must be met by all vehicles on public roads.

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