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Is parked car insurance cheaper?

You can usually save some money on insurance if you leave your car in a public parking lot as opposed to at your house or another location. Public car parks may have security that can deter thieves from breaking into parked vehicles and stealing items inside the car, especially if there is a security guard patrolling the area frequently. The next factor influencing lower rates of a parked vehicle policy is if the insurance company knows where it will be stored. Most people who store their cars either at their home or work receive less expensive rates than those who do not tell the insurance company this information. Insurance companies have found that many accidents happen close to home, which means that they are properly covered but still receiving cheaper rates than drivers with an unknown storage facility.

What are the 3 types of car insurance?

The three types of car insurance are liability, comprehensive, and collision coverage. Liability covers any damage you do to others or their property in an accident, while comprehensive protects your car if it's damaged by something other than a crash--for example, theft or flooding. Collision insurance is exactly what it sounds like: It pays for repairs when you crash into something.

What is normal premium for car insurance?

There is no such thing as a normal car insurance premium u2013 prices vary from provider to provider and even among different packages of the same insurer. If you want a more accurate idea of how much your policy will cost before committing, consider asking for quotes from at least three companies and comparing them.

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