Lotec Insurance Rates

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What is the difference between comprehensive and collision insurance?

Comprehensive Insurance would cover the damage to your own vehicle, even if it wasn't your fault, whereas collision insurance will only cover you in a situation where an accident or impact with another object is involved.

What are the 3 types of car insurance?

If you're new to the world of car insurance, there are probably several things on your mind. Do I need car insurance? How much is it going to cost me? How do I find coverage that's right for my budget?

How does parked car insurance work?

If you've ever found yourself with a car full of groceries, needing to quickly run into the store, but without insurance--or worse yet, an invalid insurance card--you might have considered rolling the dice and making a quick trip. As long as you don't get into an accident while out running your errands, it could be worth the risk if you're short on time. After all, it's just for ten minutes, right? What are the chances that someone will actually notice that you are parked illegally in front of the grocery store? More importantly - what is the consequences?

Lotec Models

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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