McKinney Car Insurance - Texas
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is my car insurance a month?
I know it's dependent on many different factors, but I'm just looking for a ball-park figure. Right now, I pay $400/month and am trying to get my insurance payments down under $300/month.
How much is insurance for a $1000 car?
There are many types of insurance available for cars and other vehicles. You mention the specific sum of $1000; this is not normally enough money to purchase comprehensive vehicle insurance. Comprehensive coverage protects your vehicle from
How much is car insurance in total?
How much can a car insurance policy save you? Here are some rates from insurance websites:
Is car insurance expensive in Texas?
We need to know what makes the price of auto insurance so high. It is not a risk, as most people think. In fact, it may surprise you that a study by the Insurance Research Council (IRC), a nonprofit organization supported by the industry, showed that only about 15 percent of your premium dollar goes toward paying for losses or claims against insured drivers.

McKinney Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Clearcover | $143/mo |
Progressive | $167/mo |
Kemper Preferred | $183/mo |
Elephant | $191/mo |
Apparent | $205/mo |
Around Cities
Texas Cities | |
|---|---|
| Houston | $225/mo |
| San Antonio | $227/mo |
| Dallas | $261/mo |
| Austin | $203/mo |
| Mckinney | $270/mo |
| Texas | $238/mo |
McKinney Best Companies
Texas Cities | |
|---|---|
| Houston | $223/mo |
| San Antonio | $227/mo |
| Dallas | $259/mo |
| Austin | $206/mo |
| Mckinney | $272/mo |
| Texas | $237/mo |
Age Group
| Age bracket | Average Annual Rate |
| Teenagers | $3629 |
| 20s | $1839 |
| 30s | $1389 |
| 40s | $1357 |
| 50s | $1234 |
| 60s | $1284 |
| 70s | $1565 |
Credit Scores
| Credit Level | Average Annual Rate |
| Very Poor | $3017 |
| Fair | $1771 |
| Good | $1410 |
| Very Good | $1308 |
| Exceptional | $1157 |
McKinney Ratings
| Cities with Most DUIs Rank | #55 |
| Cities with Most Moving Violations Rank | #46 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #52 |
| Cities with Most Suspended Licenses Rank | #204 |
Averages
| McKinney Average (annual) | Texas Average | U.S. Average |
| $1406 | $1427 | $1548 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1399 |
| Male | $1419 |
| Single | $1325 |
| Married | $1314 |
| Divorced | $1417 |
| Widowed | $1293 |
Violations
| Violation/Incident | Average Yearly Rate |
| DUI/DWI | $2201 |
| Reckless Driving | $2193 |
| $1014 | $1803 |
| $2006 | $2149 |
| Speeding Ticket (16-20 mph over speed limit) | $1521 |
McKinney Zipcodes
- 75069
- 75070
- 75071
Other cities of same state
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Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.