Cadillac ATS Coupe Insurance Rates

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Is a Cadillac ATS expensive to insure?

Insurance companies keep their methods and rates close to the vest, so it can be difficult to know for sure if a vehicle is expensive to insure. But let's take a look at what we do know about how insurance companies determine rates and whether or not an ATS is likely to come with higher than average premiums.

Is insurance high on Cadillac?

GM expected to increase prices by as much as 20 percent for some GMC and Cadillac vehicles due to ObamaCare.

Is the Cadillac ATS Coupe a good car?

Absolutely. But let me explain myself first before I get bombarded with hate mail by Cadillac lovers.

How much is a Cadillac ATS luxury coupe?

MSRP starts at $37,495. Dealer's invoice price on a loaded ATS is about $36,000. How much profit do dealers make on the ATS? We calculated dealer profit using information derived from red-tag vehicle auctions. The result was astonishing: Carmakers are giving dealers 42% of the MSRP as dealer markup.

Cadillac ATS CoupeCadillac ATS Coupe

Cadillac ATS Coupe Trims Available

  • Luxury 2dr Coupe (2.0L 4cyl Turbo 6A)
  • Luxury 2dr Coupe (3.6L 6cyl 6A)
  • Luxury 2dr Coupe AWD (2.0L 4cyl Turbo 6A)
  • Luxury 2dr Coupe AWD (3.6L 6cyl 6A)
  • Performance 2dr Coupe (2.0L 4cyl Turbo 6A)
  • Performance 2dr Coupe (3.6L 6cyl 6A)
  • Performance 2dr Coupe AWD (2.0L 4cyl Turbo 6A)
  • Performance 2dr Coupe AWD (3.6L 6cyl 6A)
  • Premium 2dr Coupe (2.0L 4cyl Turbo 6A)
  • Premium 2dr Coupe (3.6L 6cyl 6A)
  • Premium 2dr Coupe AWD (2.0L 4cyl Turbo 6A)
  • Premium 2dr Coupe AWD (3.6L 6cyl 6A)
  • Standard 2dr Coupe (2.0L 4cyl Turbo 6A)
  • Standard 2dr Coupe AWD (2.0L 4cyl Turbo 6A)

Model by Year

Model Year Comprehensive Collision Liability Total Premium
2018 Cadillac ATS Coupe $334 $669 $420 $1588
2017 Cadillac ATS Coupe $324 $642 $430 $1549
2016 Cadillac ATS Coupe $307 $619 $440 $1542
2015 Cadillac ATS Coupe $292 $579 $457 $1479

Cost by State

State Premium Compared to U.S. Avg Percent Difference
Alabama $1420 $150 -9.5%
Alaska $1205 $365 -23.2%
Arizona $1305 $265 -16.9%
Arkansas $1570 -$0 0.0%
California $1791 $221 14.1%
Colorado $1502 $68 -4.3%
Connecticut $1616 $46 2.9%
Delaware $1777 $207 13.2%
Florida $1967 $397 25.2%
Georgia $1452 $118 -7.5%
Hawaii $1127 $443 -28.1%
Idaho $1063 $507 -32.2%
Illinois $1171 $399 -25.3%
Indiana $1183 $387 -24.6%
Iowa $1061 $509 -32.3%
Kansas $1494 $76 -4.8%
Kentucky $2144 $575 36.5%
Louisiana $2326 $756 48.1%
Maine $969 $600 -38.1%
Maryland $1297 $273 -17.4%
Massachusetts $1257 $313 -19.8%
Michigan $2731 $1161 73.8%
Minnesota $1315 $255 -16.3%
Mississippi $1881 $311 19.7%
Missouri $1396 $174 -11.1%
Montana $1690 $120 7.6%
Nebraska $1239 $331 -21.0%
Nevada $1883 $313 19.8%
New Hampshire $1133 $437 -27.7%
New Jersey $1755 $186 11.8%
New Mexico $1390 $180 -11.4%
New York $1656 $86 5.5%
North Carolina $906 $664 -42.2%
North Dakota $1287 $283 -18.0%
Ohio $1087 $483 -30.6%
Oklahoma $1614 $44 2.8%
Oregon $1438 $132 -8.4%
Pennsylvania $1500 $70 -4.4%
Rhode Island $2097 $527 33.4%
South Carolina $1424 $146 -9.3%
South Dakota $1327 $243 -15.5%
Tennessee $1376 $193 -12.3%
Texas $1895 $325 20.6%
Utah $1163 $407 -25.8%
Vermont $1075 $495 -31.4%
Virginia $942 $628 -39.9%
Washington $1215 $355 -22.5%
West Virginia $1438 $132 -8.4%
Wisconsin $1087 $483 -30.6%
Wyoming $1400 $170 -10.8%

Other Cadillac models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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