Cadillac CTS Insurance Rates
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How much is car insurance for a Cadillac CTS?
I want to know how much it is. I have a 2009 Cadillac CTS 4 door with leather, sunroof, and heated seats.
Are CTS covered by insurance?
Today, CTS is insured by no less than 95% of all insurance companies under disability or sickness. It does not matter which one you choose.
Is insurance high on Cadillac?
Yes, because of the high rates paid compared to other car brands. It was reported by a young man, Leighton Woodhouse, in his article entitled Cadillac Insurance Rates are High, where he put forward his argument that Cadillac insurance rates are very high for this particular brand.
Cadillac CTS Trims Available
| Cadillac CTS Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| AWD | $1467 | $736 | $122 |
| Sedan | $1451 | $736 | $122 |
| Luxury Sedan | $1509 | $752 | $126 |
| Luxury AWD | $1538 | $759 | $128 |
| Premium Luxury AWD | $1578 | $802 | $131 |
| Premium Luxury Sedan | $1606 | $799 | $132 |
| V-Sport Sedan | $1579 | $802 | $133 |
| V-Sport Premium Luxury Sedan | $1686 | $840 | $141 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Cadillac CTS | $322 | $629 | $399 | $1501 |
| 2018 Cadillac CTS | $310 | $613 | $421 | $1486 |
| 2017 Cadillac CTS | $301 | $587 | $429 | $1484 |
| 2016 Cadillac CTS | $283 | $566 | $440 | $1454 |
| 2015 Cadillac CTS | $273 | $525 | $458 | $1413 |
| 2014 Cadillac CTS | $260 | $496 | $455 | $1365 |
| 2013 Cadillac CTS | $249 | $444 | $463 | $1323 |
| 2012 Cadillac CTS | $235 | $412 | $464 | $1253 |
| 2011 Cadillac CTS | $223 | $386 | $470 | $1226 |
| 2010 Cadillac CTS | $220 | $354 | $476 | $1222 |
| 2009 Cadillac CTS | $204 | $334 | $478 | $1170 |
| 2008 Cadillac CTS | $200 | $299 | $477 | $1137 |
| 2007 Cadillac CTS | $187 | $275 | $478 | $1101 |
| 2006 Cadillac CTS | $176 | $249 | $476 | $1069 |
| 2005 Cadillac CTS | $169 | $225 | $468 | $1016 |
| 2004 Cadillac CTS | $165 | $217 | $464 | $1007 |
| 2003 Cadillac CTS | $161 | $207 | $452 | $978 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1006 | $2529 | $213 |
| $507 | $3085 | $255 | |
| $251 | $3655 | $302 | |
| 30 | $1004 | $1350 | $113 |
| $499 | $1647 | $138 | |
| $249 | $1958 | $162 | |
| 40 | $998 | $1272 | $107 |
| $501 | $1563 | $130 | |
| $252 | $1843 | $153 | |
| 50 | $995 | $1172 | $97 |
| $506 | $1412 | $117 | |
| $250 | $1649 | $138 | |
| 60 | $1005 | $1140 | $95 |
| $506 | $1388 | $116 | |
| $249 | $1635 | $137 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1372 | $145 | -9.7% |
| Alaska | $1164 | $354 | -23.5% |
| Arizona | $1259 | $259 | -17.2% |
| Arkansas | $1517 | -$0 | 0.0% |
| California | $1729 | $212 | 14.1% |
| Colorado | $1449 | $69 | -4.5% |
| Connecticut | $1560 | $42 | 2.8% |
| Delaware | $1717 | $200 | 13.3% |
| Florida | $1897 | $380 | 25.3% |
| Georgia | $1400 | $117 | -7.8% |
| Hawaii | $1091 | $426 | -28.4% |
| Idaho | $1026 | $491 | -32.7% |
| Illinois | $1131 | $386 | -25.7% |
| Indiana | $1142 | $376 | -25.1% |
| Iowa | $1024 | $493 | -32.8% |
| Kansas | $1443 | $75 | -5.0% |
| Kentucky | $2071 | $554 | 36.9% |
| Louisiana | $2245 | $727 | 48.4% |
| Maine | $935 | $582 | -38.7% |
| Maryland | $1251 | $267 | -17.8% |
| Massachusetts | $1214 | $303 | -20.2% |
| Michigan | $2635 | $1117 | 74.4% |
| Minnesota | $1271 | $246 | -16.4% |
| Mississippi | $1818 | $301 | 20.0% |
| Missouri | $1348 | $170 | -11.3% |
| Montana | $1630 | $113 | 7.6% |
| Nebraska | $1198 | $319 | -21.2% |
| Nevada | $1818 | $301 | 20.0% |
| New Hampshire | $1093 | $424 | -28.3% |
| New Jersey | $1697 | $180 | 12.0% |
| New Mexico | $1344 | $174 | -11.6% |
| New York | $1598 | $81 | 5.4% |
| North Carolina | $875 | $642 | -42.7% |
| North Dakota | $1243 | $275 | -18.3% |
| Ohio | $1049 | $469 | -31.2% |
| Oklahoma | $1560 | $42 | 2.8% |
| Oregon | $1390 | $127 | -8.5% |
| Pennsylvania | $1447 | $71 | -4.7% |
| Rhode Island | $2024 | $507 | 33.7% |
| South Carolina | $1376 | $141 | -9.4% |
| South Dakota | $1281 | $236 | -15.8% |
| Tennessee | $1329 | $188 | -12.5% |
| Texas | $1828 | $311 | 20.7% |
| Utah | $1123 | $394 | -26.3% |
| Vermont | $1038 | $479 | -31.9% |
| Virginia | $909 | $608 | -40.5% |
| Washington | $1174 | $343 | -22.8% |
| West Virginia | $1390 | $127 | -8.5% |
| Wisconsin | $1051 | $467 | -31.1% |
| Wyoming | $1352 | $166 | -11.0% |
Other Cadillac models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
