San Diego Car Insurance - California
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is auto insurance in San Diego?
San Diego is a very pricey place to have insurance for your car. The minimum coverage required by law is 20/40/15, which means you're going to pay at least $440 per month on average as a downpayment before any discounts. Rates vary depending on where the vehicle will be primarily parked, how many miles you drive each year, and what type of car or truck you own.
How much is car insurance per month in California?
The average monthly car insurance in California is around $100/month for a male person under 25 years old living in California and driving a Honda Civic car with a 100% safety record.
How much is car insurance a month normally?
In general, there's no real way to compare quotes from different companies without knowing what each company considers ''standard'' and what your specific circumstances will be considered (i.e., driving record).
How much is insurance for a $1000 car?
There is no such thing as ''cheap'' cheap auto insurance. Some carriers might offer
San Diego Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $61/mo |
GEICO | $68/mo |
Nationwide | $120/mo |
Mercury | $123/mo |
American Family | $130/mo |
Around Cities
California Cities | |
|---|---|
| Los Angeles | $150/mo |
| San Jose | $100/mo |
| San Francisco | $132/mo |
| Fresno | $102/mo |
| San Diego | $101/mo |
| California | $117/mo |
San Diego Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Clearcover | 97 | $113/mo |
Mercury | 81 | $163/mo |
Travelers | 80 | $130/mo |
21st Century | 80 | $136/mo |
National General | 58 | $172/mo |
San Diego Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $362 |
| 20s | $231 |
| 30s | $149 |
| 40s | $165 |
| 50s | $236 |
| 60s | $173 |
| 70s | $149 |
| 80s | $183 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $192 |
| Speeding Ticket | $239 |
| At-Fault Accident | $222 |
| Failure to Stop for Red Light / Stop Sign | $222 |
San Diego Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $192 |
| Good | $221 |
| Average | $171 |
| Poor | $118 |
San Diego Ratings
| Cities with Most DUIs Rank | #121 |
| Cities with Most Moving Violations Rank | #158 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #120 |
| Cities with Most Suspended Licenses Rank | #130 |
Averages
| San Diego Average (yearly) | California Average | National Average |
| $1793 | $1863 | $1567 |
Group by Genders
| Marital Status/Gender | Average Annual Rate |
| Female | $1776 |
| Male | $1796 |
| Single | $1695 |
| Married | $1714 |
| Divorced | $1778 |
| Widowed | $1744 |
Violations
| Incident/Violation | Average Annual Rate |
| DWI/DUI | $4770 |
| Reckless Driving | $4851 |
| $1002 | $1800 |
| $1991 | $3096 |
| Speeding Ticket (16-20 mph over speed limit) | $2479 |
San Diego Info
| Major Highways | I-5,I-8,I-15 |
| Public Transit | MTS Trolley,MTS Bus,MTS Rapid |
| Toll Roads | SR 125 Expressway,, |
San Diego Zipcodes
- 92101
- 92102
- 92103
- 92104
- 92105
- 92106
- 92107
- 92108
- 92109
- 92110
- 92111
- 92112
- 92113
- 92114
- 92115
- 92116
- 92117
- 92119
- 92120
- 92121
- 92122
- 92123
- 92124
- 92126
- 92127
- 92128
- 92129
- 92130
- 92131
- 92132
- 92133
- 92134
- 92135
- 92136
- 92137
- 92138
- 92139
- 92140
- 92142
- 92145
- 92147
- 92149
- 92150
- 92152
- 92153
- 92154
- 92155
- 92158
- 92159
- 92160
- 92161
- 92162
- 92163
- 92164
- 92165
- 92166
- 92167
- 92168
- 92169
- 92170
- 92171
- 92172
- 92174
- 92175
- 92176
- 92177
- 92179
- 92182
- 92184
- 92186
- 92187
- 92190
- 92191
- 92192
- 92193
- 92194
- 92195
- 92196
- 92197
- 92198
- 92199
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
