Denver Car Insurance - Colorado
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance a month Denver?
You can pay anything between $300 dollars and $30000 dollars depending on who you are driving for and how much protection you want.
Is car insurance expensive in Denver?
Denver ranks #5 in the nation for the most expensive average annual premiums for drivers. So if you're planning on moving there, you might want to take that into account when comparing auto quotes.
Does Colorado have expensive car insurance?
We got quotes from the largest carriers in Colorado to find out. We've listed them below, along with annual sample rates for two popular Denver drivers: male and female, 30 years old, clean record, and good credit rating.
What car insurance coverage should I have in Colorado?
The best way to find out how much liability insurance you need for your situation is to speak with an independent agent who can review your specific circumstances and recommend the right coverage limits. Our agents work with several different auto insurance companies, which allows us to shop around and secure competitive rates for our customers.
Denver Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $118/mo |
Nationwide | $188/mo |
Travelers | $222/mo |
The General | $255/mo |
American Family | $256/mo |
Around Cities
Colorado Cities | |
|---|---|
| Colorado Springs | $214/mo |
| Aurora | $230/mo |
| Fort Collins | $142/mo |
| Arvada | $176/mo |
| Denver | $216/mo |
| Colorado | $198/mo |
Denver Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $281/mo |
Safeco | 86 | $219/mo |
Liberty Mutual | 82 | $301/mo |
Travelers | 80 | $198/mo |
Denver Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $467 |
| 20s | $301 |
| 30s | $252 |
| 40s | $241 |
| 50s | $217 |
| 60s | $217 |
| 70s | $198 |
| 80s | $257 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $253 |
| Speeding Ticket | $305 |
| At-Fault Accident | $308 |
| Failure to Stop for Red Light / Stop Sign | $290 |
Denver Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $250 |
| Good | $272 |
| Average | $263 |
| Poor | $272 |
Denver Ratings
| Cities with Most DUIs Rank | #12 |
| Cities with Most Moving Violations Rank | #11 |
| Most Popular Car in state | Honda Accord |
| Cities with Most Speeding Tickets Rank | #12 |
| Cities with Most Suspended Licenses Rank | #9 |
Averages
| Denver Average (per year) | Colorado Average | U.S. Average |
| $1967 | $1765 | $1546 |
Group by Genders
| Gender/Marital Status | Average Annual Rate |
| Female | $1971 |
| Male | $1974 |
| Single | $1839 |
| Married | $1808 |
| Divorced | $1964 |
| Widowed | $1854 |
Violations
| Incident | Average Yearly Rate |
| DWI/DUI | $2652 |
| Reckless Driving | $2687 |
| $1012 | $2445 |
| $2024 | $2799 |
| Speeding Ticket (16-20 mph over speed limit) | $2305 |
Denver Info
| Major Highways | I-25,I-76,I-270 |
| Public Transit | RTD Bus,RTD Rail, |
| Toll Roads | E-470,Northwest Parkway, |
Denver Zipcodes
- 80201
- 80202
- 80203
- 80204
- 80205
- 80206
- 80207
- 80208
- 80209
- 80210
- 80211
- 80212
- 80214
- 80215
- 80216
- 80217
- 80218
- 80219
- 80220
- 80221
- 80222
- 80223
- 80224
- 80225
- 80226
- 80227
- 80228
- 80229
- 80230
- 80231
- 80232
- 80233
- 80234
- 80235
- 80236
- 80237
- 80238
- 80239
- 80243
- 80244
- 80246
- 80247
- 80248
- 80249
- 80250
- 80251
- 80252
- 80256
- 80257
- 80259
- 80260
- 80261
- 80262
- 80263
- 80264
- 80265
- 80266
- 80271
- 80273
- 80274
- 80279
- 80280
- 80281
- 80290
- 80291
- 80293
- 80294
- 80295
- 80299
Other cities of same state
- Castle Rock Car Insurance
- Westminster Car Insurance
- Longmont Car Insurance
- Colorado Springs Car Insurance
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
