New Orleans Car Insurance - Louisiana
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Is car insurance more expensive in New Orleans?
There are a lot of folks out there who reckon that car insurance in New Orleans is a lot more expensive than it should be. Of course, there's always going to be a percentage of the population that rates everything in the world as being overpriced, but when you've got people saying that basic necessities like food and transport are too pricey, then something has gone badly wrong along the way.
Why is New Orleans insurance so expensive?
There are several factors that can determine how much you'll pay for car insurance. The number one factor is where you live, says Harry Baker, an independent insurance agent with Crescent City Insurance.
How much is car insurance per month in Louisiana?
It's one that many people wonder about but never think to asku2026until they're on the verge of buying their first car! As far as what your monthly expenses would be, there are some things you can consider: 1) What kind of vehicle do you plan on getting? 2) Where do you live? 3) Do you have or can you get good grades?
How much is full coverage insurance in Louisiana?
There are many factors that go into figuring out how much a particular insurer will charge for the same policy and the same person. Some of those factors include your age, your driving history, where you live, and how much money you make.
New Orleans Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $277/mo |
Progressive | $387/mo |
American Family | $600/mo |
Around Cities
Louisiana Cities | |
|---|---|
| Baton Rouge | $242/mo |
| Shreveport | $267/mo |
| Metairie | $322/mo |
| Lafayette | $333/mo |
| New Orleans | $424/mo |
| Louisiana | $319/mo |
New Orleans Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Clearcover | 97 | $339/mo |
American Family | 89 | $417/mo |
Liberty Mutual | 82 | $636/mo |
New Orleans Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $0 |
| 20s | $623 |
| 30s | $410 |
| 40s | $353 |
| 50s | $352 |
| 60s | $421 |
| 70s | $387 |
| 80s | $288 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $394 |
| Speeding Ticket | $491 |
| At-Fault Accident | $463 |
| Failure to Stop for Red Light / Stop Sign | $391 |
New Orleans Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $360 |
| Good | $411 |
| Average | $444 |
| Poor | $445 |
New Orleans Ratings
| Cities with Most DUIs Rank | #14 |
| Cities with Most Moving Violations Rank | #18 |
| Most Popular Car in state | Nissan Altima |
| Cities with Most Speeding Tickets Rank | #16 |
| Cities with Most Suspended Licenses Rank | #8 |
Averages
| New Orleans Average (annual) | Louisiana Average | National Average |
| $3738 | $2381 | $1544 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $3972 |
| Male | $3727 |
| Single | $3615 |
| Married | $3640 |
| Divorced | $3753 |
| Widowed | $3716 |
Violations
| Incident | Average Annual Rate |
| DWI/DUI | $5402 |
| Reckless Driving | $5170 |
| $1012 | $5439 |
| $2027 | $5419 |
| Speeding Ticket (16-20 mph over speed limit) | $4427 |
New Orleans Info
| Major Highways | I-10,U.S. 90,U.S. 61 |
| Public Transit | RTA Bus,RTA Streetcar,NOLA Ferry |
| Ridesharing | Uber in New Orleans,Lyft in New Orleans, |
New Orleans Zipcodes
- 70112
- 70113
- 70114
- 70115
- 70116
- 70117
- 70118
- 70119
- 70121
- 70122
- 70123
- 70124
- 70125
- 70126
- 70127
- 70128
- 70129
- 70130
- 70131
- 70139
- 70140
- 70141
- 70142
- 70143
- 70145
- 70146
- 70148
- 70149
- 70150
- 70151
- 70152
- 70153
- 70154
- 70156
- 70157
- 70158
- 70159
- 70160
- 70161
- 70162
- 70163
- 70164
- 70165
- 70166
- 70167
- 70170
- 70172
- 70174
- 70175
- 70176
- 70177
- 70178
- 70179
- 70181
- 70182
- 70183
- 70184
- 70185
- 70186
- 70187
- 70189
- 70190
- 70195
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
