Grand Rapids Car Insurance - Michigan
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is insurance for a $1000 car?
Answer:
How much is full coverage car insurance in Michigan?
Answer: Full coverage car insurance is cheaper the younger and safer you are. It starts at about $200 a year and can be as high as $800 a year, but drivers between 18-22 years old will usually pay on average about $400-$550 per year for full coverage automobile insurance in the state of Michigan.
How much does full car insurance cost?
In the United States, the average car insurance cost is $1,674 per year for full coverage, or about $139.50 per month, according to 2021 data pulled from Quadrant Information Services. Minimum coverage costs an average of $565 per year.
Grand Rapids Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Liberty Mutual | $241/mo |
Around Cities
Michigan Cities | |
|---|---|
| Detroit | $518/mo |
| Warren | $339/mo |
| Sterling Heights | $402/mo |
| Ann Arbor | $687/mo |
| Grand Rapids | $243/mo |
| Michigan | $438/mo |
Grand Rapids Best Companies
Michigan Cities | |
|---|---|
| Detroit | $518/mo |
| Warren | $341/mo |
| Sterling Heights | $398/mo |
| Ann Arbor | $684/mo |
| Grand Rapids | $241/mo |
| Michigan | $441/mo |
Age Group
| Age | Average Annual Rate |
| Teenagers | $8086 |
| 20s | $3420 |
| 30s | $2711 |
| 40s | $2636 |
| 50s | $2491 |
| 60s | $2526 |
| 70s | $2950 |
Credit Scores
| Credit Tier | Average Rate (annual) |
| Very Poor | $8023 |
| Fair | $3575 |
| Good | $2688 |
| Very Good | $2256 |
| Exceptional | $1867 |
Grand Rapids Ratings
| Cities with Most DUIs Rank | #10 |
| Cities with Most Moving Violations Rank | #8 |
| Most Popular Car in state | Chevrolet Impala |
| Cities with Most Speeding Tickets Rank | #15 |
| Cities with Most Suspended Licenses Rank | #15 |
Averages
| Grand Rapids Average (yearly) | Michigan Average | U.S. Average |
| $2679 | $3107 | $1542 |
Group by Genders
| Gender/Marital Status | Average Yearly Rate |
| Female | $2719 |
| Male | $2697 |
| Single | $2667 |
| Married | $2678 |
| Divorced | $2699 |
| Widowed | $2682 |
Violations
| Incident/Violation | Average Annual Rate |
| DWI/DUI | $8129 |
| Reckless Driving | $8315 |
| $1000 | $3913 |
| $2026 | $4247 |
| Speeding Ticket (16-20 mph over speed limit) | $4347 |
Grand Rapids Zipcodes
- 49501
- 49502
- 49503
- 49504
- 49505
- 49506
- 49507
- 49508
- 49510
- 49512
- 49514
- 49515
- 49516
- 49518
- 49523
- 49525
- 49528
- 49530
- 49534
- 49544
- 49546
- 49548
- 49550
- 49555
- 49560
- 49588
- 49599
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
