Kansas City Car Insurance - Missouri
Enter your zip code below to view companies that have cheap auto insurance rates.
Is car insurance expensive in Kansas?
Yes. Kansas is not a cheap place to live, especially if you drive. Insurance cost by a company is based on your driving record, personal details, and for some companies, where you live. But state averages are always worth looking at too. Generally speaking, liability insurance or mandatory car insurance will average between $2400-$2600 per year. Property/collision coverage for an average driver with no claims history comes in about 1350-1600 per year. Comprehensive can also vary from 400-600 dollars annually.
Kansas City Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Direct Auto | $82/mo |
State Farm | $122/mo |
Progressive | $136/mo |
Travelers | $145/mo |
American Family | $214/mo |
Around Cities
Missouri Cities | |
|---|---|
| Springfield | $148/mo |
| Independence | $135/mo |
| Columbia | $119/mo |
| Lees Summit | $136/mo |
| Kansas City | $173/mo |
| Missouri | $142/mo |
Kansas City Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $246/mo |
Safeco | 86 | $202/mo |
Liberty Mutual | 82 | $239/mo |
Travelers | 80 | $144/mo |
Kansas City Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $665 |
| 20s | $354 |
| 30s | $285 |
| 40s | $282 |
| 50s | $241 |
| 60s | $221 |
| 70s | $218 |
| 80s | $313 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $280 |
| Speeding Ticket | $346 |
| At-Fault Accident | $409 |
| Failure to Stop for Red Light / Stop Sign | $338 |
Kansas City Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $251 |
| Good | $304 |
| Average | $301 |
| Poor | $326 |
Kansas City Ratings
| Cities with Most DUIs Rank | #18 |
| Cities with Most Moving Violations Rank | #9 |
| Most Popular Car in state | Chevrolet Malibu |
| Cities with Most Speeding Tickets Rank | #3 |
| Cities with Most Suspended Licenses Rank | #6 |
Averages
| Kansas City Average (annual) | Missouri Average | U.S. Average |
| $1985 | $1748 | $1558 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $2003 |
| Male | $1983 |
| Single | $1827 |
| Married | $1816 |
| Divorced | $1938 |
| Widowed | $1902 |
Violations
| Violation/Incident | Average Annual Rate |
| DWI/DUI | $2758 |
| Reckless Driving | $2745 |
| $1013 | $2747 |
| $1994 | $2986 |
| Speeding Ticket (16-20 mph over speed limit) | $2437 |
Kansas City Info
| Major Highways | I-29,I-35,I-70 |
| Public Transit | The Metro,, |
| Ridesharing | Uber in Kansas City,Lyft in Kansas City, |
Kansas City Zipcodes
- 64101
- 64102
- 64105
- 64106
- 64108
- 64109
- 64110
- 64111
- 64112
- 64113
- 64114
- 64116
- 64117
- 64118
- 64119
- 64120
- 64121
- 64123
- 64124
- 64125
- 64126
- 64127
- 64128
- 64129
- 64130
- 64131
- 64132
- 64133
- 64134
- 64136
- 64137
- 64138
- 64139
- 64141
- 64144
- 64145
- 64146
- 64147
- 64148
- 64149
- 64151
- 64152
- 64153
- 64154
- 64155
- 64156
- 64157
- 64158
- 64161
- 64163
- 64164
- 64165
- 64166
- 64167
- 64168
- 64170
- 64171
- 64172
- 64179
- 64180
- 64183
- 64184
- 64185
- 64187
- 64188
- 64190
- 64191
- 64192
- 64193
- 64194
- 64195
- 64196
- 64197
- 64198
- 64199
- 64944
- 64999
Other cities of same state
- Blue Springs Car Insurance
- Cape Girardeau Car Insurance
- Chesterfield Car Insurance
- Independence Car Insurance
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
