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What are the 3 types of car insurance?

There are three types of car insurance you might hear mentioned when buying a policy. They are third-party, comprehensive, and fire and theft.

What is the mandatory car insurance?

Mandatory insurance is the minimum limit of liability required by the law of all vehicles (cars, mopeds, motorcycles) registered in Italy.

What is the minimum period for car insurance?

However, even with comprehensive policies, the minimum period for car insurance is one year. This can be changed depending on the type of policy taken up by a driver, as well as their age and driving record.

What is the mandatory car insurance called and what does it protect you from?

The mandatory car insurance is called Third Party Property Damage Insurance. It covers you against any damage done to another person's property in an accident, but no damage to your own vehicle or injury to yourself or another person. This means if you hit someone else's car, the other driver will be reimbursed for the cost of repairs. If you are found fully liable for an incident where there are serious injuries or death, then your claim could extend into the millions of dollars, which may exceed your financial capabilities. In that case, additional coverage would be required.

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