Reading Car Insurance - Pennsylvania

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How do you read car insurance limits?

To answer these kinds of questions, we first need to step back and consider what insurance really does for us. Insurance isn't about replacing your car or paying for all your medical bills (at least not directly); it's a way to help protect you from financial loss in certain situations. When one of those situations occurs, the insurer steps in and helps compensate you for your loss. The compensation can come as a result of any number of things: damaged property could be repaired or replaced; injured people might get certain types and amounts of medical care; and in the case of a death, the family might get money from an insurer to help them rebuild their lives.

How do you read an insurance policy?

The answer is, very carefully.

How can I check my car insurance details?

There are two easy ways to find out your car insurance details:

How do you read full coverage insurance?

No, I kid, but as with many insurance policies, there's usually a little fine print. In the case of full coverage insurance for your car or truck, that can be a phrase like ''actual cash value.'' That might sound innocuous enough -- but it could mean you're getting shortchanged on your settlement if that's not explained to you beforehand. It also may not be what you think it means. So let's take an in-depth look at actual cash value and how it applies to you when filing an auto claim after an accident.

Reading Car Insurance - PennsylvaniaReading Car Insurance - Pennsylvania

Reading Cheapest Companies

Cheapest Companies
Quotes
State Farm
$91/mo
GEICO
$147/mo
Travelers
$151/mo
Progressive
$159/mo
American Family
$169/mo

Around Cities

Pennsylvania Cities
Philadelphia$246/mo
Pittsburgh$144/mo
Allentown$154/mo
Erie$137/mo
Reading$158/mo
Pennsylvania$167/mo

Reading Best Companies

Best Companies
Score ?
Quotes ?
American Family
89
$207/mo
Liberty Mutual
82
$176/mo
Travelers
80
$143/mo

Reading Drivers by Age

Driver Age
Avg. Monthly Cost
teens$306
20s$201
30s$160
40s$220
50s$130
60s$129
70s$128
80sN/A

Driving History

Driving History
Avg. Monthly Cost
No Violation$179
Speeding Ticket$229
At-Fault Accident$221
Failure to Stop for Red Light / Stop Sign$228

Reading Scores

Credit Tie
Avg. Monthly Cost
Excellent$211
Good$189
Average$189
Poor$189

Reading Ratings

Cities with Most DUIs Rank#23
Cities with Most Moving Violations Rank#28
Most Popular Car in stateHonda Accord
Cities with Most Speeding Tickets Rank#22
Cities with Most Suspended Licenses Rank#5

Reading Zipcodes

  • 19601
  • 19602
  • 19603
  • 19604
  • 19605
  • 19606
  • 19607
  • 19608
  • 19609
  • 19610
  • 19611
  • 19612
  • 19640

Other cities of same state

Other cities from different states

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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