Seat Insurance Rates

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Does insurance pay for car seat?

All car seats are not the same. There are different types of safety seats that have been developed for different situations. And each situation requires a certain safety seat designed to help protect your child. While all safety seats are important, booster seats may be the most important because they can help protect your child in an accident where other safety equipment might fail, such as buckles and airbags. Booster seats raise children up enough so that standard vehicle lap and shoulder belts can do their job of restraining them during an accident.

What are the 3 types of car insurance?

There are three main types of car insurance: Third-Party, Third-Party Fire & Theft, and Comprehensive. The first two insurances can be bought on their own or together as a Combined Package policy. Comprehensive insurance is more expensive than the other two options, but it covers your car for any damage that may occur to your vehicle regardless of who is at fault.

Do insurance companies replace car seats?

In an ideal world, your baby would always need the same car seat as they grow from a newborn to a toddler. In reality, accidents happen. If you are involved in a car accident, and the child is not properly restrained in a car seat or booster seat that fits their size and age, then you may need to replace the seats involved in the crash. Unfortunately, many insurance companies will refuse to pay for the replacement of these expensive safety devices, leaving parents with both medical bills and a hefty bill for new seats.

Can you use car seats after an accident?

The answer isn't as simple as yes or no. Here are some things to consider if you find yourself in this situation:

Seat Models

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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