Orlando Car Insurance - Florida
Enter your zip code below to view companies that have cheap auto insurance rates.
Is car insurance in Orlando expensive?
Car insurance in Orlando is expensive, but this shouldn't come as a surprise. Florida has some of the highest premiums nationwide, and it's easy to see why after visiting for a few days. The state is home to several popular attractions, including Walt Disney World's Space Mountain and Universal Studios, as well as many other smaller venues that attract travelers from all over the world year-round.
Do you legally need car insurance in Florida?
Florida's mandatory auto insurance law is written as a financial responsibility law. In short, it states that if you drive on Florida roads and highways, you must have some form of valid Florida car insurance policy or else risk fines and other punishment inherent with breaking the law.
Orlando Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
GEICO | $102/mo |
State Farm | $167/mo |
Progressive | $198/mo |
Mercury | $213/mo |
Liberty Mutual | $216/mo |
Around Cities
Florida Cities | |
|---|---|
| Jacksonville | $212/mo |
| Miami | $457/mo |
| Tampa | $482/mo |
| Hialeah | $536/mo |
| Orlando | $233/mo |
| Florida | $388/mo |
Orlando Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $409/mo |
Safeco | 86 | $303/mo |
Liberty Mutual | 82 | $326/mo |
Mercury | 81 | $379/mo |
Travelers | 80 | $295/mo |
Orlando Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $603 |
| 20s | $370 |
| 30s | $310 |
| 40s | $348 |
| 50s | $337 |
| 60s | $290 |
| 70s | $292 |
| 80s | $364 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $332 |
| Speeding Ticket | $361 |
| At-Fault Accident | $406 |
| Failure to Stop for Red Light / Stop Sign | $303 |
Orlando Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $306 |
| Good | $343 |
| Average | $350 |
| Poor | $354 |
Orlando Ratings
| Cities with Most DUIs Rank | #86 |
| Cities with Most Moving Violations Rank | #78 |
| Most Popular Car in state | Toyota Corolla |
| Cities with Most Speeding Tickets Rank | #50 |
| Cities with Most Suspended Licenses Rank | #46 |
Averages
| Orlando Average (annual) | Florida Average | U.S. Average |
| $2328 | $2298 | $1564 |
Group by Genders
| Gender/Marital Status | Average Yearly Rate |
| Female | $2372 |
| Male | $2328 |
| Single | $2209 |
| Married | $2221 |
| Divorced | $2301 |
| Widowed | $2262 |
Violations
| Incident | Average Yearly Rate |
| DWI/DUI | $3423 |
| Reckless Driving | $3499 |
| $996 | $3218 |
| $2021 | $3192 |
| Speeding Ticket (16-20 mph over speed limit) | $2877 |
Orlando Info
| Major Highways | I-4,U.S. 192, |
| Public Transit | LYNX Bus,FastLink Commuter Bus,LYMMO Bus |
| Toll Roads | East-West Expressway,Daniel Webster Western Beltway,Beachline Expressway |
Orlando Zipcodes
- 32801
- 32802
- 32803
- 32804
- 32805
- 32806
- 32807
- 32808
- 32809
- 32810
- 32811
- 32812
- 32814
- 32815
- 32816
- 32817
- 32818
- 32819
- 32820
- 32821
- 32822
- 32824
- 32825
- 32826
- 32827
- 32828
- 32829
- 32830
- 32831
- 32832
- 32833
- 32834
- 32835
- 32836
- 32837
- 32839
- 32853
- 32854
- 32855
- 32856
- 32857
- 32858
- 32859
- 32860
- 32861
- 32862
- 32867
- 32868
- 32869
- 32872
- 32877
- 32878
- 32885
- 32886
- 32887
- 32890
- 32891
- 32893
- 32896
- 32897
- 32898
- 32899
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
