Indianapolis Car Insurance - Indiana
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is Indiana car insurance?
The required Indiana car insurance coverage is $25,000 for injury liability for one person, $50,000 for all injuries to others in an accident, and $10,000 for property damage.
How much is car insurance a month normally?
The national average cost of car insurance is $1,592 per year, according to NerdWallet's 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that's just for a good driver with good credit u2014 rates vary widely depending on your history.
How much is insurance for a $1000 car?
On average, a car insurance policy with a $1,000 deductible will cost $627 for a standard six-month policy u2014 about $105 per month.
How much does car insurance cost 2020?
The national average cost of car insurance is $1,592 per year, according to NerdWallet's 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that's just for a good driver with good credit u2014 rates vary widely depending on your history.
Indianapolis Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Progressive | $52/mo |
State Farm | $78/mo |
Travelers | $117/mo |
Nationwide | $146/mo |
The General | $155/mo |
Around Cities
Indiana Cities | |
|---|---|
| Fort Wayne | $110/mo |
| Evansville | $110/mo |
| South Bend | $108/mo |
| Carmel | $100/mo |
| Indianapolis | $121/mo |
| Indiana | $110/mo |
Indianapolis Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $165/mo |
Nationwide | 89 | $228/mo |
Safeco | 86 | $175/mo |
Liberty Mutual | 82 | $207/mo |
Travelers | 80 | $111/mo |
Indianapolis Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $304 |
| 20s | $188 |
| 30s | $143 |
| 40s | $161 |
| 50s | $123 |
| 60s | $125 |
| 70s | $129 |
| 80s | $159 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $166 |
| Speeding Ticket | $190 |
| At-Fault Accident | $202 |
| Failure to Stop for Red Light / Stop Sign | $164 |
Indianapolis Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $152 |
| Good | $178 |
| Average | $172 |
| Poor | $176 |
Indianapolis Ratings
| Cities with Most DUIs Rank | #11 |
| Cities with Most Moving Violations Rank | #10 |
| Most Popular Car in state | Chevrolet Malibu |
| Cities with Most Speeding Tickets Rank | #4 |
| Cities with Most Suspended Licenses Rank | #2 |
Averages
| Indianapolis Average (annual) | Indiana Average | National Average |
| $1288 | $1179 | $1553 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1253 |
| Male | $1282 |
| Single | $1236 |
| Married | $1230 |
| Divorced | $1279 |
| Widowed | $1294 |
Violations
| Citation | Average Annual Rate |
| DWI/DUI | $1829 |
| Reckless Driving | $1913 |
| $1004 | $1706 |
| $2016 | $1828 |
| Speeding Ticket (16-20 mph over speed limit) | $1663 |
Indianapolis Info
| Major Highways | I-65,U.S. 31,U.S. 36 |
| Public Transit | IndyGo Bus,, |
| Toll Roads | Indiana Toll Road,, |
Indianapolis Zipcodes
- 46201
- 46202
- 46203
- 46204
- 46205
- 46206
- 46207
- 46208
- 46209
- 46211
- 46214
- 46216
- 46217
- 46218
- 46219
- 46220
- 46221
- 46222
- 46223
- 46224
- 46225
- 46226
- 46227
- 46228
- 46229
- 46230
- 46231
- 46234
- 46235
- 46236
- 46237
- 46239
- 46240
- 46241
- 46242
- 46244
- 46247
- 46249
- 46250
- 46251
- 46253
- 46254
- 46255
- 46256
- 46259
- 46260
- 46262
- 46266
- 46268
- 46274
- 46275
- 46277
- 46278
- 46280
- 46282
- 46283
- 46285
- 46290
- 46291
- 46295
- 46296
- 46298
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
