Des Moines Car Insurance - Iowa
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance in Des Moines?
The average cost of car insurance in Iowa is $408 per year, or $34 per month, for a minimum liability policy.
Is Iowa a no fault accident state?
Iowa is one of the majority of states that has an ''at fault'' (also known as a ''tort'') system for insurance claims. To file a successful claim or legal case, a driver must show fault on the part of the other driver.
Des Moines Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Progressive | $27/mo |
State Farm | $39/mo |
Allstate | $45/mo |
American Family | $105/mo |
The General | $137/mo |
Around Cities
Iowa Cities | |
|---|---|
| Cedar Rapids | $64/mo |
| Davenport | $93/mo |
| Sioux City | $85/mo |
| Iowa City | $84/mo |
| Des Moines | $70/mo |
| Iowa | $80/mo |
Des Moines Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $139/mo |
Safeco | 86 | $142/mo |
Liberty Mutual | 82 | $165/mo |
Travelers | 80 | $102/mo |
Des Moines Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $293 |
| 20s | $180 |
| 30s | $139 |
| 40s | $153 |
| 50s | $122 |
| 60s | $140 |
| 70s | $83 |
| 80s | $111 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $156 |
| Speeding Ticket | $168 |
| At-Fault Accident | $192 |
| Failure to Stop for Red Light / Stop Sign | $185 |
Des Moines Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $175 |
| Good | $168 |
| Average | $150 |
| Poor | $146 |
Des Moines Ratings
| Cities with Most DUIs Rank | #4 |
| Cities with Most Moving Violations Rank | #5 |
| Most Popular Car in state | Chevrolet Impala |
| Cities with Most Speeding Tickets Rank | #2 |
| Cities with Most Suspended Licenses Rank | #4 |
Averages
| Des Moines Average (annual) | Iowa Average | National Average |
| $1089 | $1121 | $1562 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1091 |
| Male | $1096 |
| Single | $997 |
| Married | $1010 |
| Divorced | $1102 |
| Widowed | $1043 |
Des Moines Zipcodes
- 50301
- 50302
- 50303
- 50304
- 50305
- 50306
- 50307
- 50308
- 50309
- 50310
- 50311
- 50312
- 50313
- 50314
- 50315
- 50316
- 50317
- 50318
- 50319
- 50320
- 50321
- 50328
- 50329
- 50330
- 50331
- 50332
- 50333
- 50334
- 50335
- 50336
- 50339
- 50340
- 50347
- 50359
- 50360
- 50361
- 50362
- 50363
- 50364
- 50367
- 50368
- 50369
- 50380
- 50381
- 50391
- 50392
- 50393
- 50394
- 50395
- 50396
- 50397
- 50936
- 50940
- 50947
- 50950
- 50980
- 50981
- 50982
- 50983
Other cities of same state
- Iowa City Car Insurance
- Des Moines Car Insurance
- Council Bluffs Car Insurance
- Waterloo Car Insurance
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
