Reno Car Insurance - Nevada
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Is car insurance expensive in Reno NV?
Car Insurance in Reno, NV, is indeed expensive compared to other locations in the United States. You can look up quotes with us anytime or call one of our top agents using our instant quote tool at the top right corner of this page for an accurate quote today!
How much does car insurance cost in Nevada?
The average cost of auto insurance in Nevada is $885 per year. This calculates to about $74 per month, making the monthly car insurance rate $67.
Is car insurance cheaper in Nevada?
Ar Insurance in Nevada is relatively inexpensive compared to many other states. Below are the average rates reported by zip code. The overall statewide average for car insurance is $1,192-$3,798 per year, depending on coverage levels.

Reno Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
State Farm | $81/mo |
Progressive | $120/mo |
Nationwide | $129/mo |
The General | $146/mo |
Around Cities
Nevada Cities | |
|---|---|
| Las Vegas | $196/mo |
| Henderson | $157/mo |
| North Las Vegas | $222/mo |
| Sparks | $123/mo |
| Reno | $119/mo |
| Nevada | $161/mo |
Reno Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
American Family | 89 | $175/mo |
Safeco | 86 | $184/mo |
Liberty Mutual | 82 | $188/mo |
Mercury | 81 | $234/mo |
Travelers | 80 | $153/mo |
Reno Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $282 |
| 20s | $227 |
| 30s | $164 |
| 40s | $166 |
| 50s | $151 |
| 60s | $418 |
| 70s | $151 |
| 80s | $142 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $188 |
| Speeding Ticket | $215 |
| At-Fault Accident | $247 |
| Failure to Stop for Red Light / Stop Sign | $146 |
Reno Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $222 |
| Good | $224 |
| Average | $159 |
| Poor | $170 |
Reno Ratings
| Cities with Most DUIs Rank | #1 |
| Cities with Most Moving Violations Rank | #3 |
| Most Popular Car in state | Toyota Camry |
| Cities with Most Speeding Tickets Rank | #3 |
| Cities with Most Suspended Licenses Rank | #2 |
Averages
| Reno Average (annual) | Nevada Average | United States Average |
| $1756 | $1972 | $1563 |
Group by Genders
| Gender/Marital Status | Average Yearly Rate |
| Female | $1809 |
| Male | $1744 |
| Single | $1614 |
| Married | $1599 |
| Divorced | $1735 |
| Widowed | $1702 |
Violations
| Citation | Average Annual Rate |
| DUI/DWI | $2546 |
| Reckless Driving | $2647 |
| $996 | $2291 |
| $2025 | $2763 |
| Speeding Ticket (16-20 mph over speed limit) | $2222 |
Reno Info
| Major Highways | I-80,U.S. 50,SR 88 |
| Public Transit | RTC Bus,, |
Reno Zipcodes
- 89501
- 89502
- 89503
- 89504
- 89505
- 89506
- 89507
- 89508
- 89509
- 89510
- 89511
- 89512
- 89513
- 89515
- 89519
- 89520
- 89521
- 89523
- 89533
- 89555
- 89557
- 89570
- 89595
- 89599
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.