Audi A4 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Is an Audi A4 cheap to insure?

The Audi A4 is a luxury sedan that has been on the market since 1994. The first generation of this car was sold until 1997. When it first hit manufacturing lots, the Audi A4 was only offered with two engine choices: 1.8-liter turbocharged four-cylinder and 2.8-liter V6 engines. These were available in either front or all-wheel drive (AWD).

Is insurance high on Audi?

It seems that everything but insurance on an Audi is very inexpensive. I know the initial cost of the car was high, especially compared with other economy sedans in 1985 and 1986 when I bought my first one new. Aside from gas prices back then (well over $1 a gallon), there were no surprises.

What insurance Group is an Audi A4 in?

A4s are all in the same insurance group, but there are ways to get into a lower insurance group. The price difference could be quite large depending on which insurer you go with and how old the car is. If you're interested, compare quotes online before buying your new A4. You can find comprehensive information about Audi A4 insurance.

What is A4 insurance?

A4 insurance is an independent insurance company established in 2008. The A4 brand has become synonymous with great value and personal service thanks to our friendly agents who work hard and listen to their clients, so they can tailor a policy that best suits your needs. Our brokers pride themselves on taking the time to get to know you and understanding what matters most to you - this ensures we deliver exactly what's required when it comes to finding cover. We're all about great customer service, transparency, and the very best prices in the market, which means premium quality protection at competitive rates. Our core values are built around being reliable, responsive & doing things right the first time every time. These values are embraced by everyone working for A4 Insurance Limited.

Audi A4Audi A4

Audi A4 Trims Available

Audi A4 Trim Level Annual Policy 6-month Policy Per Month
2.0 Premium Sedan$1681$847$140
2.0 Premium Plus Sedan$1716$866$143
2.0 Quattro Premium Plus Sedan$1718$865$145
2.0 Quattro Premium Sedan$1743$861$145
2.0 Allroad Quattro Premium Sedan$1757$893$148
2.0 Prestige Sedan$1835$908$153
2.0 Quattro Prestige Sedan$1805$911$150
2.0 Allroad Quattro Premium Plus Sedan$1869$927$156
2.0 Allroad Quattro Prestige Sedan$1928$953$160

Cost Summary

Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4091$339
Safe Driver Age 20$3584$295
At-fault Accidents Age 40$2502$208
Low Deductibles Age 40$2337$197
Safe Driver Age 30$1890$157
Safe Driver Age 40$1799$149
Safe Driver Age 50$1619$134
Safe Driver Age 60$1583$132
High Deductibles Age 40$1485$125
Discount Rate Age 40$1469$123

Model by Year

Model Year Comprehensive Collision Liability Total Premium
2020 Audi A4 $348 $657 $393 $1550
2019 Audi A4 $335 $655 $403 $1563
2018 Audi A4 $324 $641 $421 $1553
2017 Audi A4 $309 $614 $430 $1506
2016 Audi A4 $293 $592 $444 $1485
2015 Audi A4 $285 $555 $451 $1456
2014 Audi A4 $272 $516 $462 $1394
2013 Audi A4 $259 $465 $462 $1343
2012 Audi A4 $243 $431 $458 $1293
2011 Audi A4 $234 $403 $470 $1255
2010 Audi A4 $230 $378 $475 $1246
2009 Audi A4 $212 $349 $476 $1189
2008 Audi A4 $208 $317 $479 $1159
2007 Audi A4 $192 $289 $479 $1109
2006 Audi A4 $181 $262 $477 $1079
2005 Audi A4 $176 $233 $466 $1045
2004 Audi A4 $174 $231 $459 $1032
2003 Audi A4 $169 $218 $458 $994
2002 Audi A4 $155 $208 $445 $979
2001 Audi A4 $151 $199 $442 $957

Crash Tests Ratings

Vehicle TestedOverallFrontalSideRollover
2020 Audi A4 allroad SW AWDN/RN/R5 starsN/R
2020 Audi A4 4 DR FWD5 stars4 stars5 stars5 stars
2020 Audi A4 4 DR AWD5 stars4 stars5 stars5 stars
2019 Audi A4 4 DR FWD5 stars4 stars5 stars5 stars
2019 Audi A4 4 DR AWD5 stars4 stars5 stars5 stars
2018 Audi A4 4 DR FWD5 stars4 stars5 stars5 stars
2018 Audi A4 4 DR AWD5 stars4 stars5 stars5 stars
2017 Audi A4 4 DR FWD5 stars4 stars5 stars5 stars
2017 Audi A4 4 DR AWD5 stars4 stars5 stars5 stars
2016 Audi A4 4 DR FWD5 stars5 stars5 stars5 stars
2016 Audi A4 4 DR AWD5 stars5 stars5 stars5 stars

Cost by Location

City/State Annual Rate Monthly Rate
Detroit, MI$6976$582
New Orleans, LA$4140$343
Miami, FL$3426$283
New York, NY$3314$279
Philadelphia, PA$2912$245
Las Vegas, NV$2923$244
Los Angeles, CA$2941$241
Louisville, KY$2794$232
San Francisco, CA$2510$208
Oakland, CA$2469$208
Sacramento, CA$2351$195
Baltimore, MD$2295$193
Long Beach, CA$2296$189
Tulsa, OK$2218$186
Oklahoma City, OK$2193$183
Kansas City, MO$2193$184
Denver, CO$2153$179
Memphis, TN$2153$179
Atlanta, GA$2147$177
Colorado Springs, CO$2122$177
Fresno, CA$2086$174
San Jose, CA$2072$174
Phoenix, AZ$2019$168
Portland, OR$1999$166
San Diego, CA$1968$164
Jacksonville, FL$1949$164
Boston, MA$1960$162
Wichita, KS$1888$158
Chicago, IL$1887$157
Dallas, TX$1875$156
Houston, TX$1856$155
Seattle, WA$1847$153
Minneapolis, MN$1827$154
Nashville, TN$1765$149
Indianapolis, IN$1760$147
Milwaukee, WI$1764$147
Mesa, AZ$1762$147
Albuquerque, NM$1733$144
Tucson, AZ$1686$141
San Antonio, TX$1670$137
Omaha, NE$1623$134
Fort Worth, TX$1615$133
El Paso, TX$1596$134
Austin, TX$1575$133
Cleveland, OH$1367$115
Columbus, OH$1309$108
Charlotte, NC$1228$103
Virginia Beach, VA$1159$97
Raleigh, NC$1058$89

Cost by State

U.S. State Annual Cost 6-month Cost Monthly Cost
New Hampshire$1307$650$108
New Jersey$1723$873$145
New Mexico$1534$775$128
New York$1999$999$164
North Carolina$1223$608$102
North Dakota$1373$683$115
Rhode Island$2111$1065$176
South Carolina$1664$835$138
South Dakota$1466$744$125
West Virginia$1584$785$132


Insurance Coverage CategoryLoss Rate
Property Damage6.1%
Personal Injury-17.2%
Medical Payment11.9%
Bodily Injury0.0%

Other Audi models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

Compare Rates and Save

Find companies with the cheapest rates in your area

Discounts are estimated and may not be available from every company or in every state.

You May Also Enjoy These Articles

Fargo, North Dakota Car Insurance
Fargo, North Dakota Car Insurance
Niagara Falls Car Insurance
Niagara Falls Car Insurance
Springfield Car Insurance MA 01109
Springfield Car Insurance MA 01109
Academy Auto Insurance
Academy Auto Insurance
St. George Car Insurance
St. George Car Insurance
What To Say And NOT Say To An Insurance Adjuster After An Auto Accident
What To Say And NOT Say To An Insurance Adjuster After An Auto Accident
NY Car Insurance Assigned Risk Auto
NY Car Insurance Assigned Risk Auto
Expat Car Insurance FAQ
Expat Car Insurance FAQ

Free Auto Insurance Rates:


Find companies with the cheapest rates in your area
Please select state and city to continue