Ford F-450 Super Duty Insurance Rates
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Is insurance higher on a F450?
Yes, you are getting ripped off. The cost of insuring the F450 would be about $3k/year more than his truck currently costs.
Is insurance cheaper on older trucks?
You want to buy a new truck, preferably used. The choice is between an old truck and a new one. You know that insurance costs more for a young car than for an older vehicle. It's only logical that the older the motorized wonder, the lower your insurance premiums will be.
Ford F-450 Super Duty Trims Available
| Ford F450 Super Duty Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| XL 4WD | $1585 | $802 | $134 |
| XL 2WD | $1577 | $792 | $134 |
| XL Crew Cab 4WD | $1579 | $801 | $133 |
| XL Crew Cab 2WD | $1632 | $815 | $138 |
| XLT 2WD | $1634 | $816 | $136 |
| XLT 4WD | $1636 | $811 | $136 |
| XLT Crew Cab 4WD | $1622 | $818 | $135 |
| XLT Crew Cab 2WD | $1679 | $841 | $142 |
| Lariat Crew Cab 2WD | $1742 | $867 | $145 |
| Lariat Crew Cab 4WD | $1717 | $863 | $144 |
| King Ranch Crew Cab 4WD | $1763 | $895 | $149 |
| King Ranch Crew Cab 2WD | $1814 | $910 | $150 |
| Platinum Crew Cab 4WD | $1821 | $916 | $151 |
| Limited Crew Cab 4WD | $1878 | $934 | $156 |
| Platinum Crew Cab 2WD | $1857 | $925 | $157 |
Cost Summary
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $3883 | $325 |
| Safe Driver Age 20 | $3382 | $282 |
| At-fault Accidents Age 40 | $2388 | $199 |
| Low Deductibles Age 40 | $2222 | $187 |
| Safe Driver Age 30 | $1801 | $148 |
| Safe Driver Age 40 | $1705 | $141 |
| Safe Driver Age 50 | $1543 | $131 |
| Safe Driver Age 60 | $1528 | $127 |
| High Deductibles Age 40 | $1429 | $119 |
| Discount Rate Age 40 | $1428 | $118 |
Other Ford models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
