Ford F-450 Super Duty Insurance Rates

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Is insurance higher on a F450?

Yes, you are getting ripped off. The cost of insuring the F450 would be about $3k/year more than his truck currently costs.

Is insurance cheaper on older trucks?

You want to buy a new truck, preferably used. The choice is between an old truck and a new one. You know that insurance costs more for a young car than for an older vehicle. It's only logical that the older the motorized wonder, the lower your insurance premiums will be.

Ford F-450 Super DutyFord F-450 Super Duty

Ford F-450 Super Duty Trims Available

Ford F450 Super Duty Trim Level Annual Policy 6-month Policy Per Month
XL 4WD$1585$802$134
XL 2WD$1577$792$134
XL Crew Cab 4WD$1579$801$133
XL Crew Cab 2WD$1632$815$138
XLT 2WD$1634$816$136
XLT 4WD$1636$811$136
XLT Crew Cab 4WD$1622$818$135
XLT Crew Cab 2WD$1679$841$142
Lariat Crew Cab 2WD$1742$867$145
Lariat Crew Cab 4WD$1717$863$144
King Ranch Crew Cab 4WD$1763$895$149
King Ranch Crew Cab 2WD$1814$910$150
Platinum Crew Cab 4WD$1821$916$151
Limited Crew Cab 4WD$1878$934$156
Platinum Crew Cab 2WD$1857$925$157

Cost Summary

Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3883$325
Safe Driver Age 20$3382$282
At-fault Accidents Age 40$2388$199
Low Deductibles Age 40$2222$187
Safe Driver Age 30$1801$148
Safe Driver Age 40$1705$141
Safe Driver Age 50$1543$131
Safe Driver Age 60$1528$127
High Deductibles Age 40$1429$119
Discount Rate Age 40$1428$118

Other Ford models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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