Ford Fusion Energi Insurance Rates
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Is Ford Fusion expensive to insure?
Although it may not be the most popular car in North America, Ford Fusion is one of the top-selling sedans. If you are planning to purchase Fusion or already own one, you should check out estimated auto insurance rates for it.
Is the Fusion Energi worth it?
The long answer involves a bit of math and what you might be able to do to increase the resale value so as to justify its higher price tag. I'll take a look at all three versions of the car: the Plug-In Hybrid, Low Emissions, and Extended Range PHEV.
What is the difference between Ford Fusion Hybrid and Energi?
The Ford Fusion Energi is a plug-in hybrid version of the company's mid-size sedan that offers an all-electric range of 20 miles or more. The gasoline engine then kicks in to take you further, if needed. It goes on sale this winter at $31,770 before any federal tax credits are applied. Add $850 for the destination charge.
How much does it cost to charge Fusion Energi?
There are many factors that determine the actual cost of charging your car, but here's an example using market information.
Ford Fusion Energi Trims Available
- SE Luxury 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
- Titanium 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Ford Fusion Energi | $319 | $603 | $388 | $1486 |
| 2019 Ford Fusion Energi | $309 | $604 | $398 | $1468 |
| 2018 Ford Fusion Energi | $298 | $586 | $417 | $1472 |
| 2017 Ford Fusion Energi | $288 | $560 | $434 | $1432 |
| 2016 Ford Fusion Energi | $271 | $540 | $443 | $1417 |
| 2015 Ford Fusion Energi | $261 | $500 | $456 | $1376 |
| 2014 Ford Fusion Energi | $251 | $475 | $462 | $1340 |
| 2013 Ford Fusion Energi | $242 | $422 | $459 | $1284 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1327 | $140 | -9.5% |
| Alaska | $1125 | $342 | -23.3% |
| Arizona | $1219 | $248 | -16.9% |
| Arkansas | $1467 | -$0 | 0.0% |
| California | $1671 | $204 | 13.9% |
| Colorado | $1403 | $64 | -4.4% |
| Connecticut | $1509 | $42 | 2.9% |
| Delaware | $1663 | $196 | 13.4% |
| Florida | $1837 | $370 | 25.2% |
| Georgia | $1357 | $110 | -7.5% |
| Hawaii | $1055 | $412 | -28.1% |
| Idaho | $993 | $474 | -32.3% |
| Illinois | $1093 | $374 | -25.5% |
| Indiana | $1107 | $360 | -24.5% |
| Iowa | $991 | $476 | -32.4% |
| Kansas | $1395 | $72 | -4.9% |
| Kentucky | $2002 | $536 | 36.5% |
| Louisiana | $2174 | $707 | 48.2% |
| Maine | $905 | $562 | -38.3% |
| Maryland | $1211 | $256 | -17.4% |
| Massachusetts | $1175 | $292 | -19.9% |
| Michigan | $2552 | $1085 | 73.9% |
| Minnesota | $1229 | $238 | -16.2% |
| Mississippi | $1757 | $290 | 19.8% |
| Missouri | $1303 | $164 | -11.2% |
| Montana | $1577 | $110 | 7.5% |
| Nebraska | $1159 | $308 | -21.0% |
| Nevada | $1761 | $294 | 20.0% |
| New Hampshire | $1057 | $410 | -27.9% |
| New Jersey | $1643 | $176 | 12.0% |
| New Mexico | $1301 | $166 | -11.3% |
| New York | $1545 | $78 | 5.3% |
| North Carolina | $845 | $622 | -42.4% |
| North Dakota | $1203 | $264 | -18.0% |
| Ohio | $1013 | $454 | -30.9% |
| Oklahoma | $1507 | $40 | 2.7% |
| Oregon | $1343 | $124 | -8.4% |
| Pennsylvania | $1401 | $66 | -4.5% |
| Rhode Island | $1958 | $492 | 33.5% |
| South Carolina | $1331 | $136 | -9.3% |
| South Dakota | $1239 | $228 | -15.5% |
| Tennessee | $1287 | $180 | -12.3% |
| Texas | $1771 | $304 | 20.7% |
| Utah | $1085 | $382 | -26.0% |
| Vermont | $1003 | $464 | -31.6% |
| Virginia | $879 | $588 | -40.1% |
| Washington | $1133 | $334 | -22.8% |
| West Virginia | $1347 | $120 | -8.2% |
| Wisconsin | $1017 | $450 | -30.7% |
| Wyoming | $1309 | $158 | -10.8% |
Other Ford models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
