Kia Soul Insurance Rates
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Are you currently a budget-conscious holder of Kia Soul? Then it is a must that you get car coverage. Doing this isn't shelling out cash monthly or yearly unnecessarily. Instead, it can protect you from spending lots of cash if an accident happens and you are the person who's at-fault.
The Kia Soul is a true beauty. Its chassis, which measures 1785 mm (diameter) x 4120 mm (length) x 1610 (elevation), has 4 doors along with a wheelbase having a size of 2550 mm.
Starting the engine ascertains the fact that the car you have is a total stunner. Its 48-liter power engine which uses Gasoline includes 16 valves, 1600 cc displacement, 167 Nm full torque, and 136 maximum HP.
Having a 6-speed manual transmission, it's easy to see that the Kia Soul is the top Front that a vehicle enthusiast like you could have.
And now that you're the happy owner of the Kia Soul, there's one very crucial thing that you ought to carry out before you start enjoying your prized possession to the max. It's none other than purchasing auto coverage. Before you think that it's only a waste of your money, continue reading to realize it's actually great for your wallet.
Later on, we'll also discuss some of the things which you can do to reduce the cost of insuring your Kia Soul. Yes, auto coverage does not have to wreak havoc on the economies as many people assume.
It could look like buying car coverage is all about making a car coverage policy company rich. In the end, it consists of shelling cash monthly or per annum, the price of which is oftentimes steep. However, the truth is that car coverage is for your security as well as that of your Kia Soul if a vehicular accident occurs.
In regards to a car crash, it is either you're the victim or the one who is guilty. The latter can be very costly as you'll be the one who will look after the repair of this car of another party. If he or she is hurt, you'll also look after the health care expenses. And when the individual couldn't work again because of his or her bodily injuries, it's your savings that will provide his or her losses.
You are able to pay for all the things mentioned previously. Or you may leave the job to a car coverage company. You don't have to be a genius to understand that no car operator would pick the first alternative.
That is exactly the reason why you need to have your Kia Soul guaranteed. Doing so is the primary step to choose to save from shouldering all kinds of costs in case a car accident happens and you're the one who's at-fault.
The overall cost is just a tiny fraction of the amount of cash that you will have to pay out monthly or yearly for your car coverage. It is due to this why you should not think that purchasing automobile coverage is unnecessary. It's necessity especially if you're driving your Kia Soul at a state where possessing the minimum policy is mandated by law.
Especially for those who own premier automobiles, the monthly or per annum premiums are often quite steep. It's for the simple fact that the rides they are driving are pricey.
However, it does not mean that being the proprietor of Kia Soul leaves one no choice but to pay a huge sum of money for premiums. Believe it or not, there are many things that you can carry out to bring down the price of car coverage. A number of them are unbelievably trouble-free, but are proven to make insuring a vehicle cheap.
Among the easiest ways to save yourself from steep monthly or yearly premiums is driving your ride less. The logic behind this is simple: it's less likely that you have a vehicular accident if you're not using your ride often.
Regrettably, if you want to avoid steep automobile insurance premiums through this tip, sacrifices will need to be produced. Needless to say, you'll need to encounter less your of vehicle's fuel market, which can be 7.4 1/100 km for urban driving and 5.6 1/100 km for freeway driving.
Additionally, it is a good idea to park your ride in your garage or where it's protected safe. This is to decrease the risk of your Kia Soul being stolen or burglarized. To prove to your car insurance company that you are not leaving your vehicle anywhere, you might install a GPS tracker which could reveal your vehicle's coordinates.
Another easy tip about lowering the price of monthly or yearly premiums is being a cautious driver. Because of this, you might complete a defensive driving course to reveal to the automobile insurance provider that you're a superb driver. In case you have a clean driving record, keeping it free of traffic violations can save you from paying exorbitant premiums.
Having your Kia Soul installed with after-market security attributes is also a fantastic idea. With them, your risk of being at a vehicular accident and being the liable party, too, can be lowered considerably.
There are various other techniques to make your monthly or yearly premiums easier on the budget. Do not be too embarrassed to ask your trusted car insurance provider person what they are. Along with the helpful tips mentioned previously, you will know that purchasing auto insurance doesn't have to leave your savings in a catastrophe.
Kia Soul Trims Available
Kia Soul Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
LX 2WD | $1176 | $581 | $98 |
GT-Line 2WD | $1264 | $628 | $105 |
S 2WD | $1269 | $632 | $105 |
X-Line 2WD | $1253 | $637 | $106 |
EX 2WD | $1308 | $654 | $110 |
GT-Line Turbo 2WD | $1413 | $697 | $117 |
Cost Summary
Driver Risk Profile | Annual Rate | Monthly Rate |
---|---|---|
High Risk Driver Age 30 | $2920 | $241 |
Safe Driver Age 20 | $2558 | $214 |
At-fault Accidents Age 40 | $1833 | $153 |
Low Deductibles Age 40 | $1613 | $135 |
Safe Driver Age 30 | $1331 | $111 |
Safe Driver Age 40 | $1271 | $106 |
Safe Driver Age 50 | $1167 | $97 |
Safe Driver Age 60 | $1147 | $96 |
High Deductibles Age 40 | $1100 | $92 |
Discount Rate Age 40 | $1059 | $88 |
Model by Year
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Kia Soul | $294 | $480 | $392 | $1339 |
2019 Kia Soul | $282 | $481 | $399 | $1333 |
2018 Kia Soul | $275 | $470 | $415 | $1322 |
2017 Kia Soul | $263 | $447 | $432 | $1297 |
2016 Kia Soul | $250 | $436 | $446 | $1279 |
2015 Kia Soul | $238 | $405 | $455 | $1252 |
2014 Kia Soul | $232 | $380 | $455 | $1218 |
2013 Kia Soul | $222 | $337 | $463 | $1172 |
2012 Kia Soul | $206 | $314 | $459 | $1148 |
2011 Kia Soul | $199 | $294 | $470 | $1112 |
2010 Kia Soul | $196 | $275 | $474 | $1099 |
Crash Tests Ratings
Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2020 Kia Soul SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2019 Kia Soul SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Kia Soul SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2017 Kia Soul SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2016 Kia Soul SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
Cost by Location
City/State | Annual Rate | Monthly Rate |
---|---|---|
Detroit, MI | $5003 | $416 |
New Orleans, LA | $2981 | $247 |
Miami, FL | $2440 | $204 |
New York, NY | $2373 | $199 |
Philadelphia, PA | $2126 | $176 |
Las Vegas, NV | $2116 | $175 |
Los Angeles, CA | $2111 | $174 |
Louisville, KY | $2023 | $167 |
San Francisco, CA | $1797 | $150 |
Oakland, CA | $1775 | $149 |
Sacramento, CA | $1690 | $140 |
Baltimore, MD | $1658 | $138 |
Long Beach, CA | $1627 | $137 |
Tulsa, OK | $1602 | $133 |
Oklahoma City, OK | $1581 | $132 |
Kansas City, MO | $1593 | $134 |
Denver, CO | $1540 | $128 |
Memphis, TN | $1538 | $128 |
Atlanta, GA | $1524 | $128 |
Colorado Springs, CO | $1515 | $126 |
Fresno, CA | $1506 | $125 |
San Jose, CA | $1493 | $124 |
Phoenix, AZ | $1435 | $119 |
Portland, OR | $1411 | $120 |
San Diego, CA | $1415 | $117 |
Jacksonville, FL | $1407 | $118 |
Boston, MA | $1408 | $117 |
Wichita, KS | $1370 | $114 |
Chicago, IL | $1356 | $114 |
Dallas, TX | $1342 | $111 |
Houston, TX | $1323 | $110 |
Seattle, WA | $1327 | $111 |
Minneapolis, MN | $1306 | $110 |
Nashville, TN | $1264 | $106 |
Indianapolis, IN | $1258 | $106 |
Milwaukee, WI | $1277 | $106 |
Mesa, AZ | $1257 | $104 |
Albuquerque, NM | $1239 | $103 |
Tucson, AZ | $1214 | $102 |
San Antonio, TX | $1187 | $100 |
Omaha, NE | $1160 | $96 |
Fort Worth, TX | $1144 | $97 |
El Paso, TX | $1153 | $95 |
Austin, TX | $1139 | $95 |
Cleveland, OH | $985 | $82 |
Columbus, OH | $936 | $77 |
Charlotte, NC | $877 | $73 |
Virginia Beach, VA | $831 | $69 |
Raleigh, NC | $757 | $64 |
Cost by State
U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
---|---|---|---|
Alabama | $1078 | $534 | $90 |
Alaska | $1009 | $503 | $84 |
Arizona | $1166 | $584 | $96 |
Arkansas | $1223 | $619 | $103 |
California | $1417 | $709 | $118 |
Colorado | $1374 | $686 | $115 |
Connecticut | $1409 | $694 | $116 |
Delaware | $1383 | $695 | $115 |
Florida | $1716 | $860 | $144 |
Georgia | $1320 | $663 | $110 |
Hawaii | $1014 | $511 | $84 |
Idaho | $848 | $425 | $71 |
Illinois | $916 | $450 | $75 |
Indiana | $936 | $463 | $78 |
Iowa | $840 | $426 | $71 |
Kansas | $1101 | $554 | $93 |
Kentucky | $1435 | $719 | $120 |
Louisiana | $1908 | $946 | $158 |
Maine | $811 | $402 | $67 |
Maryland | $1184 | $588 | $99 |
Massachusetts | $1082 | $543 | $89 |
Michigan | $2318 | $1146 | $193 |
Minnesota | $1126 | $569 | $95 |
Mississippi | $1144 | $573 | $96 |
Missouri | $1136 | $562 | $94 |
Montana | $1187 | $583 | $98 |
Nebraska | $1011 | $509 | $84 |
Nevada | $1430 | $720 | $120 |
New Hampshire | $925 | $461 | $77 |
New Jersey | $1232 | $617 | $104 |
New Mexico | $1116 | $556 | $92 |
New York | $1410 | $705 | $118 |
North Carolina | $869 | $439 | $73 |
North Dakota | $995 | $496 | $82 |
Ohio | $856 | $432 | $72 |
Oklahoma | $1378 | $687 | $117 |
Oregon | $1135 | $571 | $95 |
Pennsylvania | $1121 | $567 | $94 |
Rhode Island | $1522 | $759 | $127 |
South Carolina | $1182 | $590 | $99 |
South Dakota | $1056 | $535 | $88 |
Tennessee | $1070 | $531 | $88 |
Texas | $1248 | $626 | $104 |
Utah | $1056 | $527 | $88 |
Vermont | $891 | $447 | $75 |
Virginia | $827 | $408 | $69 |
Washington | $1014 | $504 | $84 |
West Virginia | $1145 | $567 | $95 |
Wisconsin | $939 | $464 | $79 |
Wyoming | $1133 | $571 | $95 |
Diversity
Insurance Coverage Category | Loss Rate |
---|---|
Collision | -6.9% |
Property Damage | -1.0% |
Comprehensive | -12.9% |
Personal Injury | 38.6% |
Medical Payment | 36.5% |
Bodily Injury | 15.1% |
Other Kia models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.