Kia Sportage Insurance Rates
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Are you currently a budget-conscious proprietor of Kia Sportage? Then it's essential for you to get car coverage. Doing so isn't depositing cash monthly or annual unnecessarily. Instead, it may shield you from spending lots of money if an accident happens and you are the person who is accountable.
The Kia Sportage is a true beauty. Its chassis, which measures 1810 mm (width) x 4360 mm (length) x 1700 (elevation), has 5 doors along with a wheelbase having a measurement of 2640 mm.
Starting the motor ascertains that the car you own is a full stunner. Its 58-liter capacity engine which uses Gasoline includes 16 valves, 1975 cc displacement, 188 Nm total torque, and 140 full HP.
Having a manual transmission, it is simple to see that the Kia Sportage is the best 4WD a vehicle enthusiast like you could have.
And now that you are the happy owner of the Kia Sportage, there's one very vital thing that you should do before you start enjoying your prized possession to the max. It is none other than purchasing auto coverage. Before you feel that it's merely a waste of your money, keep on reading to learn it's really good for your wallet.
Later on, we'll also talk about a few of the situations that you can do to decrease the expense of insuring your Kia Sportage. Yes, auto coverage does not have to wreak havoc upon the wallet as a lot of people assume.
It may seem like purchasing car coverage is all about making a car coverage policy company rich. After all, it consists of shelling finances monthly or yearly, the cost of that is oftentimes exorbitant. However, the truth is that auto coverage is for your security in addition to that of your Kia Sportage if a vehicular accident happens.
When it comes to a vehicular accident, it is either you are the victim or the one who is accountable. The latter can be very expensive as you will be the person who will look after the repair of the vehicle of another party. In case he or she is injured, you will also look after the medical expenses. And when the person could not work again because of his or her physical accidents, it's your wallet that will provide her or his losses.
You are able to pay for all the things mentioned previously. Or you may leave the task to a auto coverage provider. You do not need to be a genius to know that no automobile operator would select the first option.
That is exactly the reason you should have your Kia Sportage insured. Doing so is the principal thing to take to save yourself from shouldering all sorts of expenses justin case an automobile accident happens and you are the one who's at-fault.
The full price is just a tiny fraction of the quantity of money that you will have to pay out monthly or annually for your auto coverage. It's on account of this why you shouldn't assume that buying car coverage is unnecessary. It is essential especially if you're driving your Kia Sportage at a state where owning the minimum policy is mandated by the law.
Especially for those who own premier automobiles, the monthly or per annum premiums can be very steep. It is for the simple fact that the vehicles they're driving are expensive.
However, it does not imply that being the owner of Kia Sportage leaves one no option but to shell out a huge amount of cash for your premiums. Believe it or not, there are different things that you could carry out to bring down the price of vehicle coverage. A number of them are unbelievably simple, but are shown to make insuring a car affordable.
Among the handiest ways to save yourself from costly monthly or yearly premiums is driving your vehicle less. The logic behind this is uncomplicated: it is less likely that you have a vehicular accident if you are not using your car often.
Unfortunately, if you want to prevent steep car insurance premiums through this solution, sacrifices will need to be produced. Obviously, you'll have to encounter less your of vehicle's fuel economy, which can be 1/100 km for urban riding and 1/100 km for freeway driving.
It's also a nice idea to park your vehicle in your garage or where it is out of harm's way safe. This is to lower the risk of your own Kia Sportage being taken or burglarized. To prove to your automobile insurance company that you are not leaving your automobile anywhere, you may install a satellite tracker which could reveal your automobile's coordinates.
Another simple tip about reducing the cost of monthly or per annum premiums is being a cautious driver. Because of this, you may complete a defensive driving course to show to the auto insurance company which you're a superb driver. In case you've got a clean driving record, keeping it free of traffic offenses can help save you from paying steep premiums.
Getting your Kia Sportage installed with after-market protective features is also a great idea. With them, your odds of being in a auto accident and becoming the liable party, also, can be reduced dramatically.
There are a number of other ways to make your monthly or annual premiums easier on the budget. Do not hesitate to ask your reputable auto insurance provider agent what they're. Together with the valuable tips mentioned above, you will know that purchasing auto insurance doesn't have to leave your savings in a disaster.
Kia Sportage Trims Available
| Kia Sportage Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LX 2WD | $1092 | $551 | $91 |
| LX 4WD | $1147 | $568 | $95 |
| S 2WD | $1154 | $568 | $95 |
| EX 2WD | $1197 | $600 | $99 |
| S 4WD | $1197 | $596 | $100 |
| EX 4WD | $1245 | $619 | $103 |
| SX 2WD | $1330 | $664 | $110 |
| SX 4WD | $1331 | $671 | $111 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Kia Sportage | $269 | $454 | $391 | $1263 |
| 2019 Kia Sportage | $256 | $450 | $398 | $1264 |
| 2018 Kia Sportage | $247 | $441 | $418 | $1274 |
| 2017 Kia Sportage | $240 | $423 | $430 | $1260 |
| 2016 Kia Sportage | $225 | $404 | $443 | $1236 |
| 2015 Kia Sportage | $219 | $373 | $454 | $1215 |
| 2014 Kia Sportage | $209 | $355 | $462 | $1171 |
| 2013 Kia Sportage | $202 | $320 | $460 | $1143 |
| 2012 Kia Sportage | $187 | $295 | $461 | $1096 |
| 2011 Kia Sportage | $181 | $271 | $470 | $1083 |
| 2010 Kia Sportage | $177 | $257 | $480 | $1059 |
| 2009 Kia Sportage | $163 | $239 | $473 | $1046 |
| 2008 Kia Sportage | $158 | $216 | $479 | $1010 |
| 2007 Kia Sportage | $147 | $196 | $473 | $987 |
| 2006 Kia Sportage | $139 | $180 | $480 | $951 |
| 2005 Kia Sportage | $134 | $161 | $474 | $920 |
| 2002 Kia Sportage | $121 | $142 | $444 | $873 |
| 2001 Kia Sportage | $117 | $134 | $447 | $848 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1002 | $2029 | $170 |
| $505 | $2376 | $198 | |
| $249 | $2755 | $231 | |
| 30 | $1004 | $1066 | $90 |
| $499 | $1278 | $105 | |
| $250 | $1461 | $124 | |
| 40 | $1001 | $1027 | $87 |
| $499 | $1209 | $101 | |
| $253 | $1382 | $116 | |
| 50 | $1011 | $940 | $78 |
| $505 | $1108 | $91 | |
| $251 | $1273 | $106 | |
| 60 | $999 | $929 | $77 |
| $504 | $1078 | $91 | |
| $250 | $1237 | $103 |
Cost by Location
| City/State | Annual Rate | Monthly Rate |
|---|---|---|
| New York, NY | $2256 | $187 |
| Philadelphia, PA | $1975 | $165 |
| Los Angeles, CA | $1995 | $166 |
| San Francisco, CA | $1702 | $141 |
| San Jose, CA | $1407 | $116 |
| Phoenix, AZ | $1357 | $114 |
| San Diego, CA | $1321 | $111 |
| Jacksonville, FL | $1321 | $111 |
| Chicago, IL | $1280 | $105 |
| Dallas, TX | $1271 | $105 |
| Houston, TX | $1252 | $105 |
| Indianapolis, IN | $1198 | $100 |
| San Antonio, TX | $1136 | $95 |
| Austin, TX | $1074 | $89 |
| Columbus, OH | $887 | $73 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1145 | $122 | -9.6% |
| Alaska | $971 | $296 | -23.3% |
| Arizona | $1051 | $216 | -17.0% |
| Arkansas | $1267 | -$0 | 0.0% |
| California | $1441 | $174 | 13.7% |
| Colorado | $1209 | $58 | -4.6% |
| Connecticut | $1301 | $34 | 2.7% |
| Delaware | $1433 | $166 | 13.1% |
| Florida | $1584 | $318 | 25.1% |
| Georgia | $1169 | $98 | -7.7% |
| Hawaii | $909 | $358 | -28.2% |
| Idaho | $857 | $410 | -32.3% |
| Illinois | $943 | $324 | -25.6% |
| Indiana | $953 | $314 | -24.8% |
| Iowa | $853 | $414 | -32.6% |
| Kansas | $1203 | $64 | -5.0% |
| Kentucky | $1726 | $460 | 36.3% |
| Louisiana | $1874 | $607 | 47.9% |
| Maine | $779 | $488 | -38.5% |
| Maryland | $1043 | $224 | -17.7% |
| Massachusetts | $1013 | $254 | -20.0% |
| Michigan | $2200 | $933 | 73.6% |
| Minnesota | $1059 | $208 | -16.4% |
| Mississippi | $1515 | $248 | 19.6% |
| Missouri | $1123 | $144 | -11.4% |
| Montana | $1359 | $92 | 7.3% |
| Nebraska | $999 | $268 | -21.1% |
| Nevada | $1519 | $252 | 19.9% |
| New Hampshire | $911 | $356 | -28.1% |
| New Jersey | $1415 | $148 | 11.7% |
| New Mexico | $1121 | $146 | -11.5% |
| New York | $1333 | $66 | 5.2% |
| North Carolina | $729 | $537 | -42.4% |
| North Dakota | $1037 | $230 | -18.1% |
| Ohio | $875 | $392 | -30.9% |
| Oklahoma | $1299 | $32 | 2.5% |
| Oregon | $1161 | $106 | -8.4% |
| Pennsylvania | $1209 | $58 | -4.6% |
| Rhode Island | $1688 | $422 | 33.3% |
| South Carolina | $1147 | $120 | -9.5% |
| South Dakota | $1067 | $200 | -15.8% |
| Tennessee | $1109 | $158 | -12.5% |
| Texas | $1527 | $260 | 20.5% |
| Utah | $937 | $330 | -26.0% |
| Vermont | $865 | $402 | -31.7% |
| Virginia | $757 | $510 | -40.2% |
| Washington | $977 | $290 | -22.9% |
| West Virginia | $1161 | $106 | -8.4% |
| Wisconsin | $877 | $390 | -30.8% |
| Wyoming | $1129 | $138 | -10.9% |
Other Kia models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
