Troy Car Insurance - Michigan
Enter your zip code below to view companies that have cheap auto insurance rates.
How much does full car insurance cost?
Most full car insurance policies cost around $12,000 per year.
How much is car insurance for a beginner?
First-time drivers pose a higher risk to insurance companies and will pay more for coverage. On average, our sample data shows first-time drivers are paying about $4,529 per year for car insurance, whereas experienced drivers are only paying $1,427 per year.

Troy Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Liberty Mutual | $371/mo |
Around Cities
Michigan Cities | |
|---|---|
| Detroit | $522/mo |
| Grand Rapids | $240/mo |
| Warren | $338/mo |
| Sterling Heights | $403/mo |
| Troy | $372/mo |
| Michigan | $377/mo |
Troy Best Companies
Michigan Cities | |
|---|---|
| Detroit | $520/mo |
| Grand Rapids | $244/mo |
| Warren | $340/mo |
| Sterling Heights | $403/mo |
| Troy | $368/mo |
| Michigan | $374/mo |
Troy Ratings
| Cities with Most DUIs Rank | #39 |
| Cities with Most Moving Violations Rank | #23 |
| Most Popular Car in state | Jeep Grand Cherokee |
| Cities with Most Speeding Tickets Rank | #12 |
| Cities with Most Suspended Licenses Rank | #45 |
Troy Zipcodes
- 48007
- 48083
- 48084
- 48085
- 48098
- 48099
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.