Nashville Car Insurance - Tennessee

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Is car insurance expensive in Nashville?

Nashville is a vibrant city with plenty of nightlife and attractions. It's also one of the fastest-growing cities in the nation - so it's no wonder why finding cheap car insurance in Nashville can be hard to come by. In fact, based on our research, car insurance claims an average rate of $1,820! That being said, at Insurance Hotline, we know cost shouldn't stop you from having proper coverage.

What is the average cost of car insurance in Tennessee?

Tennessee has some of the cheaper rates for car insurance in the country. The average cost is about $1,100 per year.

How much is car insurance per month in Tennessee?

In Tennessee, the average car insurance premium is $1,520.77 a year. That's a pretty big number to swallow, but another way to look at it is that you pay about $125 a month for your coverage.

Is car insurance high in Tennessee?

Yes, car insurance in Tennessee is very high, and the main reason for that is the mandatory coverage minimums. The minimum required by law includes bodily injury per person, bodily injury per accident, and property damage, which totals to $25,000. Y

Nashville Car Insurance - TennesseeNashville Car Insurance - Tennessee

Around Cities

Tennessee Cities
Memphis$161/mo
Knoxville$114/mo
Chattanooga$125/mo
Clarksville$121/mo
Tennessee$103/mo

Nashville Best Companies

Tennessee Cities
Memphis$159/mo
Knoxville$113/mo
Chattanooga$125/mo
Clarksville$121/mo
Tennessee$104/mo

Age Group

Age tierAverage Annual Rate
Teenagers$6431
20s$2192
30s$1561
40s$1383
50s$1324
60s$1337
70s$1638

Credit Scores

Credit ScoreAverage Rate (annual)
Very Poor$3515
Fair$2047
Good$1606
Very Good$1427
Exceptional$1282

Nashville Ratings

Cities with Most DUIs Rank#23
Cities with Most Moving Violations Rank#26
Most Popular Car in stateNissan Altima
Cities with Most Speeding Tickets Rank#17
Cities with Most Suspended Licenses Rank#18

Averages

Nashville Average (annual)Tennessee AverageUnited States Average
$1605$1569$1564

Group by Genders

Gender/Marital StatusAverage Yearly Rate
Female$1558
Male$1601
Single$1470
Married$1489
Divorced$1613
Widowed$1550

Violations

Violation/IncidentAverage Yearly Rate
DUI/DWI$2358
Reckless Driving$2486
$1008$2092
$1995$2298
Speeding Ticket (16-20 mph over speed limit)$1950

Nashville Info

Major HighwaysI-40,I-24,I-65
Public TransitMTA Bus,MTA AccessRide,
RidesharingUber in Nashville,Lyft in Nashville,

Nashville Zipcodes

  • 37201
  • 37202
  • 37203
  • 37204
  • 37205
  • 37206
  • 37207
  • 37208
  • 37209
  • 37210
  • 37211
  • 37212
  • 37213
  • 37214
  • 37215
  • 37216
  • 37217
  • 37218
  • 37219
  • 37220
  • 37221
  • 37222
  • 37224
  • 37227
  • 37228
  • 37229
  • 37230
  • 37232
  • 37234
  • 37235
  • 37236
  • 37237
  • 37238
  • 37240
  • 37241
  • 37242
  • 37243
  • 37244
  • 37245
  • 37246
  • 37247
  • 37248
  • 37249
  • 37250

Other cities of same state

Other cities from different states

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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