Toyota 4Runner Insurance Rates

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No individual can deny that your Toyota 4Runner is a total beauty. A single look at the chassis measuring 1880 mm (diameter) by 4810 mm (length) by 1830 (height) can prove that this is true.

It's not just outside of the Toyota 4Runner which can amaze, but also its inside too. There is tons of room for family and friends as it seats up to 5 passengers. Getting in and outside the vehicle with a wheelbase measuring 2800 mm is trouble-free for all as it has a total of 5 doors.

Ahead of taking your stunning ride from one place to another, you should primarily have it insured. This can function as a protection for your pocket just if a auto accident happens.

Perhaps a person told you that insuring your Toyota 4Runner will not be easy on your savings as a result of large monthly or annual premiums. It is for the exact same reason some vehicle owners don't insure their own belongings, unless they are citizens of nations where every auto owner should buy the minimum auto coverage policy.

Whether buying automobile coverage is obligated by the law, then it is a great idea to insure your Toyota 4Runner. This is because a vehicular accident may still happen even when you are the most experienced and vigilant driver around.

There are many things that can be blamed for a vehicular injury other than having bad driving skills. An issue regarding the transmission is one of those. As an example, a part of this transmission could be faulty. In someonstances, it might become damaged because of normal wear and tear.

You may consider your Toyota 4Runner to have the finest . Unfortunately, rides using or another kind are not impervious to issues.

Getting your car's transmission scrutinized on a regular basis or replaced as needed could help lower the risk of issues and ultimately automobile accidents. However, won't prevent car that runs on .

And while we are at it, other engine-related specs of this Toyota 4Runner comprise: 245 max HP, 382 Nm maximum torque, 24 valves, and 3950 cc displacement.

Yes experiencing less its gas economy boasting of 13.1 1/100 kilometers when driving at the metropolis 10.7 1/100 km when driving on the freeway may help make owning an automobile coverage policy more affordable. The fantastic thing is that bringing down the price of auto coverage does not begin and finish there.

Instead of forcing your Toyota 4Runner less, you may also push it safely as you possibly can. You can prove this to the auto coverage company by introducing a driving record that is flawless.

Finishing a defensive driving course is one trouble-free way to guard yourself from a rash to a careful driver. It is not only for lowering car coverage prices. It is also for reducing your chance of crashing into another vehicle or someone's property.

To prove that you're inclined to do everything and anything that it would take to maintain car accidents at bay, you may install some ride security features. Some instances include side airbags, brake assistance, reverse parking sensors, dash cam, forward collision warning, and blind-spot warning.

Parking your Toyota 4Runner where it is out of harm's way may also reduce your monthly or yearly premiums. You can establish the fact that you're not leaving your vehicle in questionable places with the help of a GPS tracker.

Refrain from assuming that car coverage is expensive or an effect of unnecessary expenditures. It's for your protection just in case a car crash occurs and you're the at-fault party. There are a variety of methods to maintain your monthly or annual premiums low, and the hints shared above are just some of those.

Toyota 4RunnerToyota 4Runner

Toyota 4Runner Trims Available

Toyota 4Runner Trim Level Annual Policy 6-month Policy Per Month
SR/5 2WD$1390$699$117
SR/5 4WD$1390$704$115
SR/5 Premium 2WD$1397$697$116
TRD Off-Road 4WD$1404$703$116
Limited 2WD$1448$719$119
SR/5 Premium 4WD$1435$729$119
TRD Off-Road Premium 4WD$1453$729$121
Venture 4WD$1451$726$121
Limited 4WD$1485$752$124
NightShade 4WD$1485$754$123
Nightshade 2WD$1493$745$126
TRD Pro 4WD$1482$744$123

Model by Year

Model Year Comprehensive Collision Liability Total Premium
2020 Toyota 4Runner $332 $517 $331 $1318
2019 Toyota 4Runner $322 $511 $338 $1316
2018 Toyota 4Runner $312 $501 $352 $1290
2017 Toyota 4Runner $299 $479 $365 $1276
2016 Toyota 4Runner $284 $457 $380 $1246
2015 Toyota 4Runner $270 $426 $384 $1208
2014 Toyota 4Runner $260 $399 $391 $1182
2013 Toyota 4Runner $250 $362 $391 $1136
2012 Toyota 4Runner $234 $328 $392 $1099
2011 Toyota 4Runner $227 $313 $397 $1063
2010 Toyota 4Runner $221 $289 $405 $1056
2009 Toyota 4Runner $201 $267 $402 $1013
2008 Toyota 4Runner $200 $244 $405 $985
2007 Toyota 4Runner $184 $222 $401 $954
2006 Toyota 4Runner $176 $201 $406 $924
2005 Toyota 4Runner $168 $182 $400 $895
2004 Toyota 4Runner $167 $180 $392 $879
2003 Toyota 4Runner $161 $169 $383 $851
2002 Toyota 4Runner $147 $159 $384 $825
2001 Toyota 4Runner $145 $152 $379 $806

Crash Tests Ratings

Vehicle TestedOverallFrontalSideRollover
2019 Toyota 4Runner SUV AWD4 stars4 stars5 stars3 stars
2019 Toyota 4Runner SUV 2WD4 stars4 stars5 stars3 stars
2018 Toyota 4Runner SUV AWD4 stars4 stars5 stars3 stars
2018 Toyota 4Runner SUV 2WD4 stars4 stars5 stars3 stars
2017 Toyota 4Runner SUV AWD4 stars4 stars5 stars3 stars
2017 Toyota 4Runner SUV 2WD4 stars4 stars5 stars3 stars
2016 Toyota 4Runner SUV AWD4 stars4 stars5 stars3 stars
2016 Toyota 4Runner SUV 2WD4 stars4 stars5 stars3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Cost by Driver Age and Deductibles

Driver Age Deductible Annual Cost Monthly Cost

Cost by Location

City/State Annual Rate Monthly Rate
Detroit, MI$5677$473
New Orleans, LA$3371$279
Miami, FL$2787$231
New York, NY$2696$226
Philadelphia, PA$2371$199
Las Vegas, NV$2368$197
Los Angeles, CA$2391$198
Louisville, KY$2262$190
San Francisco, CA$2019$170
Oakland, CA$2007$168
Sacramento, CA$1900$159
Baltimore, MD$1875$157
Long Beach, CA$1839$154
Tulsa, OK$1820$150
Oklahoma City, OK$1801$149
Kansas City, MO$1779$150
Denver, CO$1739$148
Memphis, TN$1771$147
Atlanta, GA$1735$145
Colorado Springs, CO$1713$141
Fresno, CA$1707$141
San Jose, CA$1690$140
Phoenix, AZ$1640$136
Portland, OR$1611$134
San Diego, CA$1593$134
Jacksonville, FL$1585$133
Boston, MA$1590$131
Wichita, KS$1556$129
Chicago, IL$1540$129
Dallas, TX$1503$127
Houston, TX$1511$127
Seattle, WA$1500$126
Minneapolis, MN$1476$126
Nashville, TN$1438$120
Indianapolis, IN$1450$120
Milwaukee, WI$1424$120
Mesa, AZ$1427$118
Albuquerque, NM$1389$116
Tucson, AZ$1363$115
San Antonio, TX$1343$112
Omaha, NE$1308$109
Fort Worth, TX$1308$109
El Paso, TX$1290$108
Austin, TX$1282$107
Cleveland, OH$1114$93
Columbus, OH$1056$89
Charlotte, NC$1004$83
Virginia Beach, VA$942$78
Raleigh, NC$851$72

Cost by State

U.S. State Annual Cost 6-month Cost Monthly Cost
New Hampshire$1059$528$88
New Jersey$1402$701$119
New Mexico$1253$627$104
New York$1623$804$133
North Carolina$981$495$82
North Dakota$1116$557$93
Rhode Island$1715$863$145
South Carolina$1359$670$113
South Dakota$1198$596$101
West Virginia$1297$645$107


Insurance Coverage CategoryLoss Rate
Property Damage-5.9%
Personal Injury-22.8%
Medical Payment-29.2%
Bodily Injury-20.2%
Source: Insurance Institute for Highway Safety

Other Toyota models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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