Toyota FJ Cruiser Insurance Rates

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Are you currently a budget-conscious proprietor of Toyota FJ Cruiser? Then it's necessary that you get auto coverage. Doing so isn't shelling out money monthly or yearly unnecessarily. Instead, it can shield you from spending lots of cash in case an accident occurs and you are the one who is accountable.

The Toyota FJ Cruiser is a true beauty. Its frame, which measures 1905 mm (width) x 4670 mm (length) x 1830 (height), has 5 doors along with a wheelbase with a measurement of 2690 mm.

Starting the motor establishes that the automobile you have is a total stunner. Its 72-liter capacity engine that relies on Gasoline includes 24 valves, 4000 cc displacement, 367 Nm full torque, and 256 maximum HP.

Possessing a 5-speed automatic transmission, it is plain to see that the Toyota FJ Cruiser is the best AWD that a vehicle enthusiast like you might have.

And now that you're the proud proprietor of this Toyota FJ Cruiser, there's one very crucial step that you should carry out before you start enjoying your valued possession to the max. It is none aside from buying car coverage. Before you feel that it's simply a waste of your cash, continue reading to realize that it's actually good for your wallet.

Later on, we'll also tackle a few of the things which you can do to decrease the expense of insuring your Toyota FJ Cruiser. Yes, auto coverage does not have to wreak havoc on the wallet as many men and women assume.

It could look like purchasing automobile coverage is about making a automobile coverage company wealthy. In the end, it consists of shelling finances monthly or per annum, the price of that is oftentimes significant. However, the truth is that car coverage is for your security in addition to that of your Toyota FJ Cruiser if a vehicular accident happens.

When it comes to a auto accident, it's either you are the victim or the person who is accountable. The latter can be very pricey as you will be the person who will pay for the repair of the car of the other party. If he or she is hurt, you'll also take care of the medical expenses. And when the other party could not work again due to her or his bodily injuries, it is your pocket which will provide his or her losses.

You are able to cover all the things mentioned previously. Or you may leave the task to a automobile coverage provider. You don't have to be a rocket scientist to understand that no vehicle owner would pick the first option.

That is exactly the reason you should have your Toyota FJ Cruiser insured. Doing this is the initial step to take to save from shouldering all sorts of expenditures justin case a vehicular crash occurs and you're the person who's accountable.

The full cost is just a tiny fraction of the quantity of cash that you will need to pay out monthly or per annum for your automobile coverage. It's on account of this why you should not feel that buying automobile coverage is unnecessary. It is essential especially if you're driving your Toyota FJ Cruiser at a state where possessing the minimum policy is required by law.

Particularly for those who own premier vehicles, the monthly or annual premiums are often quite steep. It's for the simple fact that the cars they are driving are pricey.

However, it does not mean that being the proprietor of Toyota FJ Cruiser leaves one with no option but to pay a huge sum of cash for premiums. Believe it or not, there are different things that you could do in order to bring down the price of automobile coverage. Some of them are unbelievably simple, but are proven to make insuring a car cheap.

Among the handiest ways to save yourself from costly monthly or annual premiums is driving your car less. The explanation for this is simple: it is less likely that you get an auto accident if you are not using your vehicle regularly.

Unfortunately, if you want to avoid steep auto insurance premiums by means of this solution, sacrifices will need to be made. Obviously, you'll need to experience significantly less your of vehicle's fuel economy, which can be 14.0 1/100 km for urban riding and 10.4 1/100 kilometers for highway driving.

Additionally, it is a nice idea to park your vehicle in your garage or where it's protected safe. This is to lower the danger of your Toyota FJ Cruiser being pilfered or burglarized. To prove to a automobile insurance company that you're not leaving your vehicle everywhere, you may install a GPS tracker that could reveal your car's coordinates.

Another quick tip about lowering the cost of monthly or annual premiums is being a careful driver. For this, you might complete a defensive driving lesson to reveal to the auto insurance provider that you're a superb driver. If you have a clean driving record, keeping it free of traffic violations can help save you from paying exorbitant premiums.

Getting your Toyota FJ Cruiser installed with after-market safety features is also a great idea. With them, your odds of being at a car accident and being the liable party, also, can be reduced dramatically.

There are various other ways to make your monthly or yearly premiums easier on the budget. Don't be too embarrassed to ask your reputable auto insurance company person what they are. Along with the useful tips mentioned above, you will realize that purchasing car insurance doesn't need to leave your savings in a disaster.

Toyota FJ CruiserToyota FJ Cruiser

Toyota FJ Cruiser Trims Available

Toyota FJ Cruiser Trim Level Annual Policy 6-month Policy Per Month
2WD$948$472$78
4WD$948$472$79

Model by Year

Model Year Comprehensive Collision Liability Total Premium
2014 Toyota FJ Cruiser $273 $329 $458 $1210
2013 Toyota FJ Cruiser $261 $298 $462 $1170
2012 Toyota FJ Cruiser $243 $273 $462 $1128
2011 Toyota FJ Cruiser $234 $253 $464 $1105
2010 Toyota FJ Cruiser $230 $240 $476 $1097
2009 Toyota FJ Cruiser $211 $222 $478 $1058
2008 Toyota FJ Cruiser $206 $199 $483 $1055
2007 Toyota FJ Cruiser $191 $184 $478 $1018

Cost by Driver Age and Deductibles

Driver Age Deductible Annual Cost Monthly Cost
20$1011$1635$138
$500$1881$156
$249$2088$175
30$998$856$71
$502$974$82
$249$1093$92
40$1001$827$69
$502$950$78
$252$1055$89
50$1013$768$64
$500$858$73
$253$969$81
60$1012$740$63
$498$845$70
$250$949$79

Cost by State

State Premium Compared to U.S. Avg Percent Difference
Alabama $1099 $116 -9.6%
Alaska $931 $284 -23.4%
Arizona $1009 $206 -17.0%
Arkansas $1215 -$0 0.0%
California $1386 $170 14.0%
Colorado $1161 $54 -4.4%
Connecticut $1249 $34 2.8%
Delaware $1376 $160 13.2%
Florida $1522 $306 25.2%
Georgia $1121 $94 -7.7%
Hawaii $873 $342 -28.2%
Idaho $821 $394 -32.5%
Illinois $907 $308 -25.4%
Indiana $915 $300 -24.7%
Iowa $819 $396 -32.6%
Kansas $1153 $62 -5.1%
Kentucky $1658 $443 36.4%
Louisiana $1798 $583 48.0%
Maine $751 $465 -38.2%
Maryland $1001 $214 -17.6%
Massachusetts $973 $242 -19.9%
Michigan $2110 $895 73.7%
Minnesota $1017 $198 -16.3%
Mississippi $1456 $240 19.8%
Missouri $1077 $138 -11.4%
Montana $1306 $90 7.4%
Nebraska $957 $258 -21.3%
Nevada $1458 $242 19.9%
New Hampshire $875 $340 -28.0%
New Jersey $1358 $142 11.7%
New Mexico $1077 $138 -11.4%
New York $1280 $64 5.3%
North Carolina $701 $515 -42.3%
North Dakota $993 $222 -18.3%
Ohio $839 $376 -31.0%
Oklahoma $1247 $32 2.6%
Oregon $1113 $102 -8.4%
Pennsylvania $1159 $56 -4.6%
Rhode Island $1622 $406 33.4%
South Carolina $1099 $116 -9.6%
South Dakota $1025 $190 -15.7%
Tennessee $1063 $152 -12.5%
Texas $1464 $248 20.4%
Utah $901 $314 -25.9%
Vermont $833 $382 -31.5%
Virginia $729 $487 -40.0%
Washington $939 $276 -22.7%
West Virginia $1113 $102 -8.4%
Wisconsin $841 $374 -30.8%
Wyoming $1083 $132 -10.9%

Other Toyota models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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