BMW M4 Insurance Rates
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How much is insurance on a BMW M4?
Insurance costs vary greatly depending on the model and age of a car and generally speaking. However, it's typically safe to say that an M4 will cost you about $100-$150 per month if the insurance is shared between two people.
Is insurance high on a BMW?
Insurance premiums depend on the type of car you're looking to cover and many other factors. The most important factor in determining your insurance premium is definitely the risk involved in insuring a particular type of car, and BMWs tend to be viewed as expensive and exotic cars that can cost a lot if they need repairing. These types of cars also tend to depreciate rapidly in value, so they may not be worth retaining when you want to trade them in or sell them later down the line. If your BMW was bought brand new, it would probably come with an add-on for gap insurance (insurance that covers any difference between what you owe on your car loan or lease if it's written off and its market value).
BMW M4 Trims Available
| BMW M4 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Coupe | $2413 | $1221 | $204 |
| Executive Coupe | $2492 | $1229 | $207 |
| Competition Coupe | $2520 | $1245 | $209 |
| Convertible | $2500 | $1245 | $208 |
| Executive Convertible | $2487 | $1250 | $206 |
| Competition Convertible | $2532 | $1272 | $214 |
| CS Coupe | $2826 | $1417 | $237 |
Cost Summary
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $5747 | $475 |
| Safe Driver Age 20 | $4990 | $421 |
| At-fault Accidents Age 40 | $3524 | $295 |
| Low Deductibles Age 40 | $3359 | $283 |
| Safe Driver Age 30 | $2672 | $224 |
| Safe Driver Age 40 | $2519 | $208 |
| Safe Driver Age 50 | $2296 | $190 |
| Safe Driver Age 60 | $2270 | $187 |
| Discount Rate Age 40 | $2084 | $174 |
| High Deductibles Age 40 | $2078 | $174 |
Other BMW models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
