BMW X5 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Is a BMW X5 expensive to insure?
The BMW X5 is a luxury SUV that comes in both gas and diesel variants. The BMW X5 costs anywhere from $50,000 to $75,000 brand new, and the prices of used models depend on the cost of maintenance and repairs done.
How much is BMW X5 insurance?
How much will it cost to insure a BMW X5? What are the costs of insuring a car? Which Insurance Company offers the cheapest premium for BMW X5 compared to others in Australia. For getting the best deal quote, you need to simply click on the search button & enter your details. Our team will help you out to save money on your car insurance policy. Just select your preferred insurers & compare price quotes from up-market insurers, which offer the lowest premium with great benefits, or choose a suitable one as per your requirements.
Is insurance high on a BMW?
The answer is, well... yeah. It's not awful, but insurance rates are definitely high on the BMW brand. The average amount paid in premiums costs around $3,000 each year, depending on where you live and under what circumstances you buy car insurance.
What insurance Group is a BMW X5?
BMW ranges: Consumer ratings and reviews on the all-new BMW X5 E70 (2007 u2013 2014) and earlier models (2002 - 2007). Find out which BMW X5 sDrive30d, xDrive30d, or xDrive25d insurance group you can afford. The best car insurance prices for your personal BMW X5. What will it cost to insure an all-wheel-drive SUV like this? This vehicle is referred to as a Sedan in some countries such as America, Canada, and Australia. It has four doors and five seats. To make sure about what class it belongs to exactly, look at its VIN number: find out used car tax rates for your country. Insurance group ratings are based on which car safety features are available in each model.
BMW X5 Trims Available
| BMW X5 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| sDrive 40i AWD | $1533 | $771 | $127 |
| xDrive 40i AWD | $1577 | $792 | $131 |
| xDrive 40i Premium AWD | $1577 | $789 | $130 |
| xDrive 40i Rear Entertainment AWD | $1589 | $786 | $132 |
| xDrive 40i Executive AWD | $1639 | $808 | $135 |
| xDrive 40i Off-Road AWD | $1630 | $812 | $135 |
| xDrive 40i Sport AWD | $1639 | $818 | $135 |
| xDrive 50i AWD | $1717 | $858 | $143 |
| xDrive 50i Rear Entertainment AWD | $1713 | $865 | $144 |
| m50i AWD | $1771 | $881 | $147 |
| m50i Rear Entertainment AWD | $1779 | $877 | $148 |
| xDrive 50i Executive AWD | $1773 | $883 | $148 |
| xDrive 50i Off-Road AWD | $1761 | $881 | $147 |
| m50i Executive AWD | $1827 | $913 | $150 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 BMW X5 | $427 | $730 | $389 | $1693 |
| 2019 BMW X5 | $409 | $721 | $401 | $1668 |
| 2018 BMW X5 | $393 | $704 | $421 | $1678 |
| 2017 BMW X5 | $385 | $666 | $434 | $1645 |
| 2016 BMW X5 | $362 | $644 | $441 | $1618 |
| 2015 BMW X5 | $348 | $597 | $455 | $1546 |
| 2014 BMW X5 | $333 | $568 | $458 | $1524 |
| 2013 BMW X5 | $316 | $506 | $461 | $1458 |
| 2012 BMW X5 | $298 | $470 | $465 | $1377 |
| 2011 BMW X5 | $288 | $439 | $470 | $1340 |
| 2010 BMW X5 | $284 | $408 | $476 | $1318 |
| 2009 BMW X5 | $258 | $383 | $474 | $1269 |
| 2008 BMW X5 | $251 | $345 | $481 | $1237 |
| 2007 BMW X5 | $236 | $317 | $479 | $1195 |
| 2006 BMW X5 | $220 | $283 | $476 | $1146 |
| 2005 BMW X5 | $215 | $257 | $471 | $1095 |
| 2004 BMW X5 | $212 | $252 | $465 | $1085 |
| 2003 BMW X5 | $205 | $241 | $457 | $1068 |
| 2002 BMW X5 | $192 | $226 | $451 | $1017 |
| 2001 BMW X5 | $182 | $219 | $445 | $1001 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1005 | $2720 | $228 |
| $504 | $3292 | $278 | |
| $251 | $3908 | $330 | |
| 30 | $1000 | $1453 | $121 |
| $503 | $1774 | $151 | |
| $252 | $2136 | $178 | |
| 40 | $1010 | $1383 | $114 |
| $499 | $1671 | $141 | |
| $251 | $1985 | $165 | |
| 50 | $998 | $1245 | $104 |
| $498 | $1528 | $126 | |
| $251 | $1821 | $150 | |
| 60 | $998 | $1228 | $103 |
| $505 | $1504 | $124 | |
| $252 | $1780 | $149 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1529 | $160 | -9.5% |
| Alaska | $1296 | $393 | -23.3% |
| Arizona | $1403 | $285 | -16.9% |
| Arkansas | $1689 | -$0 | 0.0% |
| California | $1926 | $238 | 14.1% |
| Colorado | $1615 | $74 | -4.4% |
| Connecticut | $1737 | $48 | 2.8% |
| Delaware | $1914 | $226 | 13.4% |
| Florida | $2114 | $425 | 25.2% |
| Georgia | $1561 | $128 | -7.6% |
| Hawaii | $1214 | $475 | -28.0% |
| Idaho | $1144 | $545 | -32.2% |
| Illinois | $1260 | $429 | -25.4% |
| Indiana | $1274 | $415 | -24.6% |
| Iowa | $1140 | $549 | -32.4% |
| Kansas | $1605 | $84 | -5.0% |
| Kentucky | $2306 | $617 | 36.4% |
| Louisiana | $2503 | $814 | 48.1% |
| Maine | $1042 | $647 | -38.2% |
| Maryland | $1393 | $295 | -17.5% |
| Massachusetts | $1351 | $337 | -20.0% |
| Michigan | $2936 | $1248 | 73.8% |
| Minnesota | $1415 | $273 | -16.2% |
| Mississippi | $2024 | $335 | 19.9% |
| Missouri | $1499 | $190 | -11.2% |
| Montana | $1815 | $126 | 7.4% |
| Nebraska | $1333 | $355 | -21.0% |
| Nevada | $2026 | $337 | 20.0% |
| New Hampshire | $1218 | $471 | -27.8% |
| New Jersey | $1890 | $202 | 11.9% |
| New Mexico | $1497 | $192 | -11.3% |
| New York | $1779 | $90 | 5.3% |
| North Carolina | $972 | $717 | -42.3% |
| North Dakota | $1385 | $303 | -18.0% |
| Ohio | $1168 | $521 | -30.8% |
| Oklahoma | $1737 | $48 | 2.8% |
| Oregon | $1547 | $142 | -8.4% |
| Pennsylvania | $1613 | $76 | -4.5% |
| Rhode Island | $2256 | $567 | 33.5% |
| South Carolina | $1531 | $158 | -9.3% |
| South Dakota | $1425 | $264 | -15.6% |
| Tennessee | $1481 | $208 | -12.3% |
| Texas | $2036 | $347 | 20.6% |
| Utah | $1252 | $437 | -25.9% |
| Vermont | $1156 | $533 | -31.5% |
| Virginia | $1012 | $677 | -40.0% |
| Washington | $1306 | $383 | -22.7% |
| West Virginia | $1547 | $142 | -8.4% |
| Wisconsin | $1170 | $519 | -30.6% |
| Wyoming | $1507 | $182 | -10.8% |
Other BMW models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
Compare Rates and Save
Find companies with the cheapest rates in your area
Discounts are estimated and may not be available from every company or in every state.
