BMW X4 Insurance Rates

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Is BMW expensive to insure?

BMW is known for making expensive cars. It should come as no surprise that the insurance rates for BMWs are high. However, there are ways to save money on your premium. The first thing you need to do is compare quotes with other insurance companies.

Is a 4 cylinder cheaper to insure?

Four cylinder car costs less to buy, but will it cost you more to insure the vehicle? Insurance.com analyzed over 3 million quotes from five of the country's largest insurers using a 2013 Honda Accord as the base model. It is one of America's most popular sedans and has been ranked as America's most reliable vehicle. The Accord was also selected because it comes with either a four or six-cylinder engine, giving us two different sets of average rates to compare

Is BMW X4 reliable?

The presented reliability stats are the result of over 2 million cars surveyed over decades. As this kind of research takes a lot of time, we appreciate your patience.

BMW X4BMW X4

BMW X4 Trims Available

BMW X4 Trim Level Annual Policy 6-month Policy Per Month
xDrive 30i Premium AWD$1714$856$143
xDrive 30i AWD$1737$865$143
xDrive 30i Sport AWD$1743$858$142
xDrive 30i Executive AWD$1769$889$147
m40i AWD$1820$914$150
m40i Executive AWD$1823$909$151
AWD$1910$959$159
Executive AWD$1951$985$164

Cost Summary

Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4109$341
Safe Driver Age 20$3586$298
At-fault Accidents Age 40$2532$211
Low Deductibles Age 40$2367$199
Safe Driver Age 30$1897$161
Safe Driver Age 40$1795$151
Safe Driver Age 50$1656$139
Safe Driver Age 60$1625$134
High Deductibles Age 40$1526$127
Discount Rate Age 40$1495$125

Other BMW models

Other styles

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $81
5-yr Claim Free $86
Paid in Full/EFT $47
Advance Quote $66
Online Quote $94

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Discounts are estimated and may not be available from every company or in every state.

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