BMW X4 Insurance Rates
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Is BMW expensive to insure?
BMW is known for making expensive cars. It should come as no surprise that the insurance rates for BMWs are high. However, there are ways to save money on your premium. The first thing you need to do is compare quotes with other insurance companies.
Is a 4 cylinder cheaper to insure?
Four cylinder car costs less to buy, but will it cost you more to insure the vehicle? Insurance.com analyzed over 3 million quotes from five of the country's largest insurers using a 2013 Honda Accord as the base model. It is one of America's most popular sedans and has been ranked as America's most reliable vehicle. The Accord was also selected because it comes with either a four or six-cylinder engine, giving us two different sets of average rates to compare
Is BMW X4 reliable?
The presented reliability stats are the result of over 2 million cars surveyed over decades. As this kind of research takes a lot of time, we appreciate your patience.
BMW X4 Trims Available
| BMW X4 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| xDrive 30i Premium AWD | $1714 | $856 | $143 |
| xDrive 30i AWD | $1737 | $865 | $143 |
| xDrive 30i Sport AWD | $1743 | $858 | $142 |
| xDrive 30i Executive AWD | $1769 | $889 | $147 |
| m40i AWD | $1820 | $914 | $150 |
| m40i Executive AWD | $1823 | $909 | $151 |
| AWD | $1910 | $959 | $159 |
| Executive AWD | $1951 | $985 | $164 |
Cost Summary
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $4109 | $341 |
| Safe Driver Age 20 | $3586 | $298 |
| At-fault Accidents Age 40 | $2532 | $211 |
| Low Deductibles Age 40 | $2367 | $199 |
| Safe Driver Age 30 | $1897 | $161 |
| Safe Driver Age 40 | $1795 | $151 |
| Safe Driver Age 50 | $1656 | $139 |
| Safe Driver Age 60 | $1625 | $134 |
| High Deductibles Age 40 | $1526 | $127 |
| Discount Rate Age 40 | $1495 | $125 |
Other BMW models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
