Lexus ES 300h Insurance Rates
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How much is insurance on a Lexus ES?
It depends on your level of coverage, but here are some general numbers.

Lexus ES 300h Trims Available
| Lexus ES 300H Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Luxury Sedan | $1718 | $863 | $143 |
| Navi/Levinson Audio Sedan | $1766 | $883 | $148 |
| Sedan | $1781 | $882 | $148 |
| Luxury Navi/Levinson Audio Sedan | $1809 | $908 | $152 |
| Ultra Luxury Navi/Levinson Audio Sedan | $1803 | $905 | $151 |
| Ultra Luxury Sedan | $1821 | $909 | $152 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Lexus ES 300h | $344 | $696 | $355 | $1534 |
| 2017 Lexus ES 300h | $334 | $669 | $365 | $1500 |
| 2016 Lexus ES 300h | $315 | $646 | $381 | $1492 |
| 2015 Lexus ES 300h | $306 | $595 | $383 | $1437 |
| 2014 Lexus ES 300h | $290 | $571 | $392 | $1391 |
| 2013 Lexus ES 300h | $278 | $510 | $390 | $1308 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1011 | $2970 | $247 |
| $507 | $3567 | $298 | |
| $251 | $4141 | $348 | |
| 30 | $1010 | $1570 | $133 |
| $502 | $1878 | $158 | |
| $252 | $2235 | $187 | |
| 40 | $1012 | $1485 | $125 |
| $498 | $1802 | $148 | |
| $249 | $2109 | $176 | |
| 50 | $995 | $1376 | $114 |
| $504 | $1637 | $135 | |
| $250 | $1891 | $158 | |
| 60 | $1009 | $1346 | $111 |
| $498 | $1587 | $133 | |
| $252 | $1881 | $156 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1399 | $150 | -9.8% |
| Alaska | $1187 | $362 | -23.7% |
| Arizona | $1284 | $265 | -17.3% |
| Arkansas | $1549 | -$0 | 0.0% |
| California | $1765 | $216 | 14.2% |
| Colorado | $1478 | $71 | -4.7% |
| Connecticut | $1589 | $40 | 2.6% |
| Delaware | $1751 | $202 | 13.2% |
| Florida | $1933 | $384 | 25.1% |
| Georgia | $1430 | $119 | -7.8% |
| Hawaii | $1112 | $437 | -28.5% |
| Idaho | $1050 | $499 | -32.6% |
| Illinois | $1153 | $396 | -25.9% |
| Indiana | $1167 | $382 | -25.0% |
| Iowa | $1043 | $506 | -33.0% |
| Kansas | $1470 | $79 | -5.2% |
| Kentucky | $2111 | $562 | 36.7% |
| Louisiana | $2291 | $742 | 48.4% |
| Maine | $954 | $595 | -38.8% |
| Maryland | $1278 | $271 | -17.7% |
| Massachusetts | $1236 | $313 | -20.4% |
| Michigan | $2687 | $1138 | 74.3% |
| Minnesota | $1296 | $253 | -16.5% |
| Mississippi | $1854 | $305 | 19.9% |
| Missouri | $1375 | $174 | -11.3% |
| Montana | $1662 | $113 | 7.4% |
| Nebraska | $1219 | $330 | -21.5% |
| Nevada | $1856 | $307 | 20.0% |
| New Hampshire | $1114 | $435 | -28.4% |
| New Jersey | $1733 | $184 | 12.0% |
| New Mexico | $1371 | $178 | -11.6% |
| New York | $1628 | $79 | 5.2% |
| North Carolina | $892 | $657 | -42.9% |
| North Dakota | $1268 | $281 | -18.3% |
| Ohio | $1068 | $481 | -31.4% |
| Oklahoma | $1587 | $38 | 2.5% |
| Oregon | $1420 | $129 | -8.5% |
| Pennsylvania | $1476 | $73 | -4.8% |
| Rhode Island | $2065 | $516 | 33.7% |
| South Carolina | $1403 | $146 | -9.5% |
| South Dakota | $1304 | $245 | -16.0% |
| Tennessee | $1355 | $194 | -12.6% |
| Texas | $1866 | $317 | 20.7% |
| Utah | $1147 | $402 | -26.3% |
| Vermont | $1058 | $491 | -32.1% |
| Virginia | $926 | $623 | -40.6% |
| Washington | $1195 | $354 | -23.1% |
| West Virginia | $1420 | $129 | -8.5% |
| Wisconsin | $1068 | $481 | -31.4% |
| Wyoming | $1377 | $172 | -11.2% |
Other Lexus models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.