Lexus NX 300h Insurance Rates
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Is it expensive to insurance a Lexus NX 300?
In the United States, the cost ranges from $1,000 to $3,000 a year or more.

Lexus NX 300h Trims Available
| Lexus NX 300H Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| 4WD | $1632 | $821 | $137 |
| Luxury 4WD | $1722 | $871 | $144 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Lexus NX 300h | $360 | $687 | $394 | $1607 |
| 2019 Lexus NX 300h | $346 | $686 | $397 | $1589 |
| 2018 Lexus NX 300h | $331 | $676 | $422 | $1573 |
| 2017 Lexus NX 300h | $320 | $639 | $430 | $1554 |
| 2016 Lexus NX 300h | $307 | $616 | $448 | $1526 |
| 2015 Lexus NX 300h | $293 | $578 | $452 | $1483 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1008 | $2830 | $233 |
| $504 | $3340 | $280 | |
| $253 | $3896 | $323 | |
| 30 | $1013 | $1470 | $124 |
| $503 | $1762 | $148 | |
| $251 | $2069 | $173 | |
| 40 | $1013 | $1405 | $118 |
| $499 | $1669 | $140 | |
| $250 | $1969 | $163 | |
| 50 | $999 | $1292 | $108 |
| $503 | $1542 | $127 | |
| $253 | $1792 | $147 | |
| 60 | $1013 | $1275 | $106 |
| $506 | $1497 | $126 | |
| $252 | $1764 | $144 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1448 | $152 | -9.5% |
| Alaska | $1229 | $371 | -23.3% |
| Arizona | $1332 | $269 | -16.8% |
| Arkansas | $1600 | -$0 | 0.0% |
| California | $1827 | $227 | 14.2% |
| Colorado | $1530 | $70 | -4.4% |
| Connecticut | $1646 | $46 | 2.9% |
| Delaware | $1815 | $215 | 13.4% |
| Florida | $2005 | $405 | 25.4% |
| Georgia | $1480 | $120 | -7.5% |
| Hawaii | $1151 | $449 | -28.2% |
| Idaho | $1085 | $515 | -32.3% |
| Illinois | $1193 | $407 | -25.5% |
| Indiana | $1205 | $395 | -24.8% |
| Iowa | $1081 | $519 | -32.6% |
| Kansas | $1522 | $78 | -4.9% |
| Kentucky | $2186 | $586 | 36.7% |
| Louisiana | $2372 | $772 | 48.3% |
| Maine | $989 | $612 | -38.3% |
| Maryland | $1322 | $279 | -17.4% |
| Massachusetts | $1281 | $319 | -20.0% |
| Michigan | $2785 | $1185 | 74.3% |
| Minnesota | $1340 | $261 | -16.3% |
| Mississippi | $1919 | $319 | 20.0% |
| Missouri | $1422 | $178 | -11.2% |
| Montana | $1721 | $120 | 7.5% |
| Nebraska | $1263 | $337 | -21.2% |
| Nevada | $1921 | $321 | 20.2% |
| New Hampshire | $1153 | $447 | -28.0% |
| New Jersey | $1791 | $191 | 11.9% |
| New Mexico | $1420 | $180 | -11.3% |
| New York | $1688 | $88 | 5.5% |
| North Carolina | $922 | $678 | -42.5% |
| North Dakota | $1313 | $287 | -17.9% |
| Ohio | $1107 | $493 | -30.9% |
| Oklahoma | $1644 | $44 | 2.8% |
| Oregon | $1466 | $134 | -8.4% |
| Pennsylvania | $1528 | $72 | -4.5% |
| Rhode Island | $2138 | $537 | 33.7% |
| South Carolina | $1454 | $146 | -9.1% |
| South Dakota | $1350 | $251 | -15.7% |
| Tennessee | $1404 | $197 | -12.3% |
| Texas | $1931 | $331 | 20.8% |
| Utah | $1187 | $413 | -25.9% |
| Vermont | $1097 | $503 | -31.6% |
| Virginia | $961 | $640 | -40.1% |
| Washington | $1239 | $361 | -22.7% |
| West Virginia | $1470 | $130 | -8.1% |
| Wisconsin | $1109 | $491 | -30.8% |
| Wyoming | $1430 | $170 | -10.7% |
Other Lexus models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.